I'm taking legal action against myVirtualCard/Paymonde. Who wants in? - GoFuckYourself.com - Adult Webmaster Forum

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Miura

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#1

I'm taking legal action against myVirtualCard/Paymonde. Who wants in?

11-14-2006, 02:32 PM

Remember Merchsolutions? I took action last time this happened and managed to get my money. See this thread to refresh your memories:
http://www.gofuckyourself.com/showth...merchsolutions

For Merchsol I got a lawyer, aussie police, and other authorities involved (can't say more but my arm is pretty long) and it gave results.

I've been processing with MVC/Paymonde for the past 2 years with no issues until today. I even got paid last week and the week before.

email porn at pamporn dot com and lets regroup and go after these guys as well.
We might not get paid, but they won't get away with our hard earned cash. I'll get things going once again.

Bashers please keep away, thank you.

Alex
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Barefootsies

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#2

11-14-2006, 02:47 PM

The gents and myself provided a nice collective list of info for you, and your lawyer to track down Nort, Howie, and Joey.

Should You Email Your Members?

Link1 | Link2 | Link3

Enough Said.

"Would you rather live like a king for a year or like a prince forever?"
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DutchTeenCash

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#3

11-14-2006, 02:47 PM

bump for a good idea

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jacklaidlaw

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#4

11-14-2006, 02:49 PM

good luck
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Miura

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#5

11-14-2006, 02:51 PM

Originally posted by Barefootsies

The gents and myself provided a nice collective list of info for you, and your lawyer to track down Nort, Howie, and Joey.

I did notice that and will use all of the info you guys managed to dig out on them. Excellent work.

Alex
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Barefootsies

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#6

11-14-2006, 03:01 PM

Originally posted by Miura

I did notice that and will use all of the info you guys managed to dig out on them. Excellent work.

Yeah, I would have to say that was a rather deep rabbit hole of shams, scams, and frauds once you had gotten to digging.

Should You Email Your Members?

Link1 | Link2 | Link3

Enough Said.

"Would you rather live like a king for a year or like a prince forever?"
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Miura

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#7

11-14-2006, 04:15 PM

Has anybody heard of an Alex Karin at paymonde sales? He called me three days ago offering me a merchant account. Said I'd be approved in 1 week and that all payouts would be sent out. He's also the one who told me Joshua and Howard were there with him in the office but I am pretty sure that that was a lie. I know for a fact that Joshua wasn't there that day so Alex Karin lied to me. I'd like to get his personal info and find out in what way he's implicate in this story.

Alex
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ModelPerfect

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#8

11-14-2006, 04:37 PM

I'm on board, if you need some help. BTW, Joshua himself directed me to this thread. I pretty sure he's not mixed up in this.

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HighSociety

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#9

11-14-2006, 04:40 PM

add me to the list

http://www.highsociety.com
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http://www.cheri.com

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Miura

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#10

11-14-2006, 04:44 PM

Originally posted by ModelPerfect

I'm on board, if you need some help. BTW, Joshua himself directed me to this thread. I pretty sure he's not mixed up in this.

I am pretty sure as well. He's supplying me with official corp. docs to justify himself and he sure sounds honest to me. Can't say more for now but I trust he's honest.

Alex
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marketsmart

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#11

11-14-2006, 04:46 PM

well thats an idea!
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NikkiVicious

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#12

11-14-2006, 04:47 PM

They didn't steal much from me, but I'll help in any way that I can.

*sigh* I wish my first post here wouldn't have been in this form, but thanks for someone taking action.
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baddog

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#13

11-14-2006, 04:49 PM

Miura is a man of action . . . that much I can vouch for.
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Miura

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#14

11-14-2006, 04:55 PM

Originally posted by baddog

Miura is a man of action . . . that much I can vouch for.

Thanks for the good word my friend

Alex
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Miura

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#15

11-14-2006, 05:26 PM

Has anybody contacted the Montreal Police / RCMP yet or not relating to this issue? Is yes, please share the info. Thank you.

Alex
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123Roman

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#16

11-14-2006, 06:05 PM

Originally posted by Miura

I am pretty sure as well. He's supplying me with official corp. docs to justify himself and he sure sounds honest to me. Can't say more for now but I trust he's honest.

Like i have been saying...josh is good guy...he was my rep at mvc...he left there in june over summer...him and me had a good connection...he was going back for studies...I liked him alot, and think that he had nothing to do with it...he seemed to be very honest with me...
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#17

11-14-2006, 06:11 PM

Originally posted by Miura

Has anybody contacted the Montreal Police / RCMP yet or not relating to this issue? Is yes, please share the info. Thank you.

This is not the place to get into detail like that Bets on, this board is being monitored by those involved.

XXX TLD's - Another mosquito to swat.
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Kimo

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#18

11-14-2006, 08:01 PM

good luck dude, get those fuckers!

...
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Miura

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#19

11-15-2006, 01:45 AM

Originally posted by Webby

This is not the place to get into detail like that Bets on, this board is being monitored by those involved.

You're right Webby. Whoever did call authorities, please be kind enough to inform me by e-mail. Just want to make sure we are all hitting at the right door.

Time is very important at this stage. I can't post details of what will be done because I don't want the guys at paymonde to know beforehand but I will post the info afterwards, just like I did with merchsol...

I don't think there is criminal intent on their behalf because its not their type but since they are not informing us I'd rather act now then feel sorry later.

I think they pulled down the site because of the chargebacks/cancellations. By doing so, merchants are sucking down their own holdback funds which are probably blocked by the bank for 6 months. I don't see how howard can run away with it since its not available and the total dollar amount would barely pay him one year's rent. Too little to risk so much jail time. The current processing amounts released represent only 50% of the holbacks so its little money. They need to come forward with a statement. In my world, silence is guilt.

Merchsolutions paid me.
NexusXI paid me the 8k they owed me after 8 months. Honest guys!
Probilling paid after 7 months.
2000charge paid after 7 months. Good CIE.
I never used ibill. Sorry for those who did.
Globosale never paid me. Swiss bank laws made it impossible to track.
Globill, I never used them.

I think its a good track record considering the events and it does show the possibility that my statement is correct. We'll find out soon enough.

Alex
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gooddomains

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#20

11-15-2006, 01:57 AM

Originally posted by Miura

You're right Webby. Whoever did call authorities, please be kind enough to inform me by e-mail. Just want to make sure we are all hitting at the right door.

Time is very important at this stage. I can't post details of what will be done because I don't want the guys at paymonde to know beforehand but I will post the info afterwards, just like I did with merchsol...

I don't think there is criminal intent on their behalf because its not their type but since they are not informing us I'd rather act now then feel sorry later.

I think they pulled down the site because of the chargebacks/cancellations. By doing so, merchants are sucking down their own holdback funds which are probably blocked by the bank for 6 months. I don't see how howard can run away with it since its not available and the total dollar amount would barely pay him one year's rent. Too little to risk so much jail time. The current processing amounts released represent only 50% of the holbacks so its little money. They need to come forward with a statement. In my world, silence is guilt.

Merchsolutions paid me.
NexusXI paid me the 8k they owed me after 8 months. Honest guys!
Probilling paid after 7 months.
2000charge paid after 7 months. Good CIE.
I never used ibill. Sorry for those who did.
Globosale never paid me. Swiss bank laws made it impossible to track.
Globill, I never used them.

I think its a good track record considering the events and it does show the possibility that my statement is correct. We'll find out soon enough.

Not good that I remember all these companies....
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nata25

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#21

11-15-2006, 03:05 AM

Miura: add me as well, email sent to you

Web Design ~ Paysite Software ~ Cash
STABILITY & RESPONSIBILITY: OVER 15 YEARS IN THE INDUSTRY
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AdultEUhost

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#22

11-15-2006, 03:27 AM

bump for good idea!

ICQ: 267-443-722 / leon [at] adulteuhost [dotcom]

Nominated for an XBIZ Award as "Webhost of the Year" in 2007, 2012, 2013 and 2014
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pentae

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#23

11-15-2006, 03:53 AM

bump. gl guys
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Miura

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#24

11-15-2006, 04:01 AM

They just rebilled 2 of my members! They are pretty shameless.

Alex
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kscans

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#25

11-15-2006, 11:40 AM

Paymonde

https://www.myvirtualcard.com/Merchants/frame.php

ADMIN PAGE DOESNT wORK ANYMORE

They have screwed up all of us !

Shit !

Take care guys !

Kind regards

www.Kcash.biz

Frankie
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Theo

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#26

11-15-2006, 12:26 PM

dont forget to remind to authorities you were/are selling videos you don't hold any copyrights.
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iCandys

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#27

11-15-2006, 02:00 PM

I emailed you but it bounced back... the email addy was right though, do you have another one I could use? Or are you calling off the hunt with the recent discovery of their message on the Merchant access url?

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RegUser

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#28

11-15-2006, 02:56 PM

Well, it looks like they have run away after all
The question is what can we do?
They can not keep on rebilling clients....that is a very serious problem.
Has anyone infromed VISA?
Has anyone even registred a case?
or all we have is lot of clinched fists and plenty of hot air?
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RegUser

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#29

11-15-2006, 03:01 PM

Originally posted by Miura

You're right Webby. Whoever did call authorities, please be kind enough to inform me by e-mail. Just want to make sure we are all hitting at the right door.

Time is very important at this stage. I can't post details of what will be done because I don't want the guys at paymonde to know beforehand but I will post the info afterwards, just like I did with merchsol...

I don't think there is criminal intent on their behalf because its not their type but since they are not informing us I'd rather act now then feel sorry later.

I think they pulled down the site because of the chargebacks/cancellations. By doing so, merchants are sucking down their own holdback funds which are probably blocked by the bank for 6 months. I don't see how howard can run away with it since its not available and the total dollar amount would barely pay him one year's rent. Too little to risk so much jail time. The current processing amounts released represent only 50% of the holbacks so its little money. They need to come forward with a statement. In my world, silence is guilt.

Merchsolutions paid me.
NexusXI paid me the 8k they owed me after 8 months. Honest guys!
Probilling paid after 7 months.
2000charge paid after 7 months. Good CIE.
I never used ibill. Sorry for those who did.
Globosale never paid me. Swiss bank laws made it impossible to track.
Globill, I never used them.

I think its a good track record considering the events and it does show the possibility that my statement is correct. We'll find out soon enough.

Their track record was good in my case as well but i think all this hot talk in past few days have made their castle collapse so most likely they have bailed out or are still wondering what to do?
Nexusxi was an exceptional firm, and when they went down, they sent an email within 72-96 hours that they will pay. And for sure after 8 months, out of the blue, they send another email with the money.
I am not so sure this will happen again.
you have to remeber that even they were not approcahed by any legal authorities as far as I know.
Unless some action is taken all this will simply be wasting one's breath over a great theft and tragedy
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RegUser

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#30

11-15-2006, 03:02 PM

Originally posted by Miura

You're right Webby. Whoever did call authorities, please be kind enough to inform me by e-mail. Just want to make sure we are all hitting at the right door.

Time is very important at this stage. I can't post details of what will be done because I don't want the guys at paymonde to know beforehand but I will post the info afterwards, just like I did with merchsol...

I don't think there is criminal intent on their behalf because its not their type but since they are not informing us I'd rather act now then feel sorry later.

I think they pulled down the site because of the chargebacks/cancellations. By doing so, merchants are sucking down their own holdback funds which are probably blocked by the bank for 6 months. I don't see how howard can run away with it since its not available and the total dollar amount would barely pay him one year's rent. Too little to risk so much jail time. The current processing amounts released represent only 50% of the holbacks so its little money. They need to come forward with a statement. In my world, silence is guilt.

Merchsolutions paid me.
NexusXI paid me the 8k they owed me after 8 months. Honest guys!
Probilling paid after 7 months.
2000charge paid after 7 months. Good CIE.
I never used ibill. Sorry for those who did.
Globosale never paid me. Swiss bank laws made it impossible to track.
Globill, I never used them.

I think its a good track record considering the events and it does show the possibility that my statement is correct. We'll find out soon enough.

Their track record was good in my case as well but i think all this hot talk in past few days have made their castle collapse so most likely they have bailed out or are still wondering what to do?
Nexusxi was an exceptional firm, and when they went down, they sent an email within 72-96 hours that they will pay. And for sure after 8 months, out of the blue, they send another email with the money.
I am not so sure this will happen again.
you have to remeber that even they were not approcahed by any legal authorities as far as I know.
Unless some action is taken all this will simply be wasting one's breath over a great theft and tragedy
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ukxtra

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#31

11-15-2006, 03:15 PM

You've probably seen this already but here it is for those who haven't XBiz News Story
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RegUser

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#32

11-15-2006, 04:18 PM

This is bloddy so shameless
these crooks are still rebilling users
they are also still accepting new subscriptions
can someone tell me how to inform VISA
I cant let these crooks get even more money
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Snake Doctor

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#33

11-15-2006, 04:24 PM

Originally posted by ukxtra

You've probably seen this already but here it is for those who haven't XBiz News Story

The moral of the story is don't ever do business with anyone named "Cohen"

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RegUser

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#34

11-15-2006, 04:26 PM

if anyone gets any communication from these idiots, email or phone, please let us know as well
also if anyone gets any wire or check....LOL

I should not be laughing though....i have over 8K lying with them !!!!!!!!!!!!!!!!
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Barefootsies

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#35

11-15-2006, 04:35 PM

Thanks to the original poster.

Paymonde Goes Out of Business
By Steve Javors
Wednesday, November 15, 2006

See Also..

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MONTREAL ? Third-party payment processor Paymonde has officially gone out of business, CEO Howard Cohen told XBIZ. The company?s demise came after its bank in the Philippines lost acquiring rights to process Mastercard transactions.

?We weren?t left with much of a choice but to go out of business,? Cohen said. ?We have not received payment from the bank, and until we do so, I cannot pay what is owed out of my own pocket. I?m fed up with being beaten up on the webmaster boards. We?re trying to do our best in what is a shitty situation for everyone involved.?

The bank owes Paymonde three weeks of payments and had promised him a settlement Friday, but has still not made good, Cohen said. Cohen could not offer a timetable for webmasters to hear about money owed.

?I want to let everyone know I?m not running away,? Cohen said. ?I?d like to thank all the webmasters that did business with us over five years for their trust and support. I feel terrible for all involved. I?m not a crook. Paymonde is not iBill.?

Cohen promised to evaluate each one of Paymonde?s merchant accounts ?on their own merits.? He said the company is planning to contact every webmaster that is owed money about their financial status, including the amount they are owed.

?What I hate about this whole situation is people on the boards calling me a thief and a scumbag,? Cohen said. ?We tried to take care of all of our clients. I know many of them personally. We were at the shows. We never hid from anybody. We charged lesser percentage [per transaction] than others. And also, everyone should know the big guys like Paycom or CCBill are not immune to this. If their processing gets pulled, how can they pay??

While the Paymonde website is down, Cohen said the company will allow clients into their backend to check on their financial status if they contact him by email.

http://xbiz.com/news_piece.php?id=18162

Should You Email Your Members?

Link1 | Link2 | Link3

Enough Said.

"Would you rather live like a king for a year or like a prince forever?"
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Mediachick

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#36

11-15-2006, 04:36 PM

For a case like this one, I dont think the police would get involved: im wondering if you guys could have a 'collective complaint' against them in court instead.

Sorry for the bad terms, I only know them in French; but for a money case, since you are alot of ppl with actual evidences and records of your transactions (I believe) I think someone locally here should ask for a juridic advice from an attorney from here and then know how to proceed; I have once went against a school to be refunded trough small claims although they wouldnt take a 'collective complaint' even if other students were claiming the same story. It also depends on how much we are talking here and how many ppl are gonna get involved... Good luck all.

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123Roman

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#37

11-15-2006, 06:04 PM

Originally posted by Miura

...Time is very important at this stage.

miura, funds2go still operates now...it is being operated by jolloyjoe (joey bransky)...i think they transfer over funds2go to bransky to protect it...is that legal in canada?

for example, if someone is about to sue me, can i sell friend my house for $1 to protect my house? this same thing cohen burah and bransky did with funds2go and paymonde...

whoever suing them should include paymonde and funds2go and cohen bura and brasnky in law suit...
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csturbo

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#38

11-15-2006, 07:27 PM

Anyone know why Paymonde went out of business? Is it because of chargebacks?

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fr0gman

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#39

11-15-2006, 07:31 PM

Originally posted by csturbo

Anyone know why Paymonde went out of business? Is it because of chargebacks?

Because they are asshats.

They fucked me last year. This sounds like class action time. Count me in.

Earn up to $.03 per Visitor -> No Click Monetization!

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Webby

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#40

11-15-2006, 07:44 PM

Originally posted by Barefootsies

?What I hate about this whole situation is people on the boards calling me a thief and a scumbag,? Cohen said. ?We tried to take care of all of our clients. I know many of them personally. We were at the shows. We never hid from anybody. We charged lesser percentage [per transaction] than others. And also, everyone should know the big guys like Paycom or CCBill are not immune to this. If their processing gets pulled, how can they pay??

While the Paymonde website is down, Cohen said the company will allow clients into their backend to check on their financial status if they contact him by email.

http://xbiz.com/news_piece.php?id=18162

OK... If you are reading this board Howard - First, your company failed to answer email and phone calls. Some call that hiding. You failed to take care of your clients and simply closed the doors. Up to this time you still have not contacted those clients. This conduct clearly would raise concern among clients - what else do you expect?

Contingency plans play a major role - not only in any biz, but with offering financial services. Clearly there were no contingency plans.

Now you are suggesting a client needs to contact you by email to gain access to their financial data? Why is that???

PS As aside.. who exactly is "Paymonde"? Is it an LLC, S.A, Limited Company? You even had clients signing up under an unknown entity called "Paymonde". Hell.. you need a lawyer who can drafted a basic contract. I give up on crap.

XXX TLD's - Another mosquito to swat.
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Webby

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#41

11-15-2006, 07:47 PM

Originally posted by csturbo

Anyone know why Paymonde went out of business? Is it because of chargebacks?

Allegedly because processing was removed - no further explanation has been offered - so assume there is good reason.

XXX TLD's - Another mosquito to swat.
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csturbo

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#42

11-15-2006, 08:04 PM

Wow.. I was going to signup with paymonde or myvirtualcard. Strange why they have two names? Good job my project delayed otherwise my ass may have gotten burn like yours. Good lucky

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Webby

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#43

11-15-2006, 08:14 PM

Originally posted by csturbo

Wow.. I was going to signup with paymonde or myvirtualcard. Strange why they have two names? Good job my project delayed otherwise my ass may have gotten burn like yours. Good lucky

Prob just as well you never touched them You'd be signing up, not with a company, but a "brand" known as Paymonde.

Never knew brands could enter into contracts, but hey, ya learn something new every day. Today I learned that if your name is Howard Cohen, any old name you can think of can enter into contracts with clients

XXX TLD's - Another mosquito to swat.
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Miura

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#44

11-16-2006, 11:34 AM

Many webmasters are contacting me every day. Solidarity is a good thing and will give us way more credibility when it comes to get authorities to act, especially considering the amounts now invloved. Don't listen to the critics, just join us and lets all work together on this, even if we are competitors in this biz.

Many times before in history, small businesses have joined forces and pressured the gvmt or important conglomerates to cave in. Paymonde has to come clean or we will need to get justice served.

I will not yet accuse paymonde of any criminal intent. People don't become criminals overnight and these guys have been honest for nearly 3 years. They need to pull out with class and not by ignoring us. They lost their merchant and screwed up on how to manage the situation. They did some HUGE mistakes here but they can catch up and work this out with us. In fact, they are still making a BIG one; continuing the customer rebills, probably not to lose their Visa account and keep the money rolling in for as long as possible (just a wild guess) and it should stop right now. if you are still processing, you are still getting paid by the bank so we should be getting those funds and not an offshore bank account or a funds2go trustfund.

I will keep you all updated via e-mail. Can't post what we have been doing on the board.

The CEO/Owner/Associates/Whatever are not on the run. Waiting 6 or 7 months for our funds isn't a problem (at least for me) but you (the managers) need to come clean and talk to us. An Xbiz interview just won't do it. We need to keep contact, have a link to you, get informed on a timely and regular basis on the outcome with the banks... This would calm everybody down and help settle everything in an appropriate manner.

I'd appreciate it if Howard Cohen would get in touch with me. You know who I am and how to reach me. Thank you.

Alex
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bellybuttonlint

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#45

11-16-2006, 11:48 AM

pass an email address so we all can contribute.

im fucked 15 grand for november, 54 grand october, 27 grand for september
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#46

11-16-2006, 12:03 PM

Originally posted by Miura

I don't think there is criminal intent on their behalf because its not their type but since they are not informing us I'd rather act now then feel sorry later.

I think they pulled down the site because of the chargebacks/cancellations. By doing so, merchants are sucking down their own holdback funds which are probably blocked by the bank for 6 months. I don't see how howard can run away with it since its not available and the total dollar amount would barely pay him one year's rent. Too little to risk so much jail time. The current processing amounts released represent only 50% of the holbacks so its little money. They need to come forward with a statement. In my world, silence is guilt.

At least someone here seem to be thinking logically.

Howard can't really run off with money he DOESN'T HAVE.

I think it's important to note that we're not dealing with hardened criminals here. It's not like Paymonde set out with the intent to rip people off.

The way some are going on about this, you'd think they'd planned this from the very start. Sheesh. If you ask me, I think that says a lot more about the people who are doing all the ranting and raving than it does about Paymonde.

Strange how people in this business are always so quick to jump to conclusions and assume the worst about every one. Honestly, what does that say about the rest of us???????

Last edited by XXXWriterDude; 11-16-2006, 12:05 PM.

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Ken Knox
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123Roman

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#47

11-16-2006, 12:07 PM

Originally posted by XXXWriterDude

At least someone here seem to be thinking logically.

Howard can't really run off with money he DOESN'T HAVE.

I think it's important to note that we're not dealing with hardened criminals here. It's not like Paymonde set out with the intent to rip people off.

The way some are going on about this, you'd think they'd planned this from the very start. Sheesh. If you ask me, I think that says a lot more about the people who are doing all the ranting and raving than it does about Paymonde.

Strange how people in this business are always so quick to jump to conclusions and assume the worst about every one. Honestly, what does that say about the rest of us???????

ppl are sick of getting fucked in the ass by shaddy billings...these guys didnt say anything for weeks, while paymonde was collapsing...nobody from paymonde say shit ... just promises that everything fine....

and they continue to rebill, and funds2go still continues to operate....
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bellybuttonlint

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#48

11-16-2006, 12:09 PM

excuse me ..but...

IF YOUR PROCESSOR WENT DOWN, THE FIRST THINK YOU WOULD DO IS NOTIFY ALL YOUR MERCHANTS AND TELL THEM, NOT LOCK THEM OUT OF THEIR CONTROL PANELS.

AS OF THIS POST, I HAVE 7 REBILLS AND 10 NEW SUBSCRIPTIONS.

THEY ARE STILL ACCEPTING PAYMENTS AND REBILLING.

I AM AN AFFILAITE, AND MY RELATIVE WAS /IS THE MERCHANT. i still have access to my mvc control panel and im still getting rebills and sign ups.

why havent they notified their merchants?
there crooks!

Originally posted by XXXWriterDude

At least someone here seem to be thinking logically.

Howard can't really run off with money he DOESN'T HAVE.

I think it's important to note that we're not dealing with hardened criminals here. It's not like Paymonde set out with the intent to rip people off.

The way some are going on about this, you'd think they'd planned this from the very start. Sheesh. If you ask me, I think that says a lot more about the people who are doing all the ranting and raving than it does about Paymonde.

Strange how people in this business are always so quick to jump to conclusions and assume the worst about every one. Honestly, what does that say about the rest of us???????
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XXXWriterDude

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#49

11-16-2006, 12:14 PM

Originally posted by bellybuttonlint

excuse me ..but...

IF YOUR PROCESSOR WENT DOWN, THE FIRST THINK YOU WOULD DO IS NOTIFY ALL YOUR MERCHANTS AND TELL THEM, NOT LOCK THEM OUT OF THEIR CONTROL PANELS.

AS OF THIS POST, I HAVE 7 REBILLS AND 10 NEW SUBSCRIPTIONS.

THEY ARE STILL ACCEPTING PAYMENTS AND REBILLING.

I AM AN AFFILAITE, AND MY RELATIVE WAS /IS THE MERCHANT. i still have access to my mvc control panel and im still getting rebills and sign ups.

why havent they notified their merchants?
there crooks!

My theory is that they were trying to work something out with their bank before calling it quits. Sure, they weren't totally upfront about what was going on, but Bill Clinton didn't come clean about getting a blowjob at first either. People had to drag it out of him. He wasn't a crook; he was just embarrassed. Likewise, I'm sure that Howard was scrambling to figure out what to do to avoid closing down.

It's hard to admit failure. I'm sure--knowing Howard--that their intentions were good.

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Miura

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#50

11-16-2006, 01:13 PM

Originally posted by bellybuttonlint

pass an email address so we all can contribute.

im fucked 15 grand for november, 54 grand october, 27 grand for september

porn at pamporn dot com
My host is having dns issues so some mails have bounced. they are working on it (Affinity). Thanks.

Alex
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