I made over 300k last year, yet was recently denied a $650 a month health insurance policy for the following reasons:
1) I visited a hospital in the past year:
I got a small puncture wound in my hand from a household accident, but wanted to make sure it wasn't infected, so I went to an Emergency Room.
Result: No infection - everything was fine.
I've never spent a night in a hospital once in my life, and haven't been seriously sick or injured in over 15 years (I once had routine surgery for Plantar Fasciitis - a common athletic injury - other than that no other serious hospitalization/treatment).
2) I have a pre-existing condition:
I have Psoriasis, a common, non-fatal and treatable skin disorder.
3) I drink alcohol socially:
I guess that I should have lied about that.
4) I'm overweight for my height:
And yet I play competitive league tennis, and have won numerous tournaments.
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Health Insurance should be guaranteed to all...especially those willing to pay for it.
The Obama plan is not free insurance for all, it is coverage for all.
The measure of a society is not about how it treats it's wealthiest and most privileged (who are very well taken care of), but rather how it treats the honest working class people, and those at the bottom of the economic spectrum.
I am a small business person. All of the above conditions were the same when my previous big business employers covered me (along with my contributions and deductibles). Nothing has changed except that I am now self-employed.
Did anyone actually examine me, or care to know about me as an individual?
No!
The bean counters looked at their set of actuarial (accounting) tables, and made me a non-person, and therefore denied me coverage.
So what happens to me if I actually do become ill? HINT: The taxpayers will pay for it.
Again, I am willing to pay far more than people that work for large corporations and the government do, who may be much higher risks to the insurance companies than I am.
Yet I am taxed to help bailout the insurance companies that refuse to cover me, and who made bad investments, and yet they deny me the ability to pay them for my basic coverage?!?
Go figure...
ADG