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IN summary -- to me it seems the bottleneck is always the creditcard AND fraud... micropayments and creditcards just don't mix...
I think u should stick to mainstream -- somebody will have to get the public to accept the IDEA of micropayments... but I don't see it happening any time soon... because most people work paycheck to paycheck -- MOST people still budget everything! They buy some gas, they write it down...
U know what some cool ass shit would be is like a little cash card that had some tiny pager technology in it and then a digital LED display of how much cash is left on it... so you could charge your gas or a porn site membership and INSTANTLY your new balance would be zapped through the air to the card so you could see the new balance... THat would be the bomb... you could shape it so the card would still swipe on most machines, but still have the little radio-wave receiver to calculate your balance for remote purchases...
that would be so cool somebody patent that shit and send me 5% :p
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