Health Insurance for US webmasters - Do you need it?

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  • BigCashCrew
    Registered User
    • Aug 2005
    • 3570

    #1

    Health Insurance for US webmasters - Do you need it?

    We are curious how many US based webmasters currently have health insurance. If you do not have it would you be be interested?

    Discuss.
    70
    Yes, I have it.
    0%
    34
    No, I do not have it. However I would be interested.
    0%
    36

    The poll is expired.

  • $5 submissions
    I help you SUCCEED
    • Nov 2003
    • 32189

    #2
    ARS ran a similar survey around 3 to 4 years ago. Massive response in the AFFIRMATIVE. I'm based in the Philippines now but my health insurance is US-based. Health insurance is extremely important (given the recent rising rate trend).

    Comment

    • After Shock Media
      It's coming look busy
      • Mar 2001
      • 35299

      #3
      Would not qualify if it happened. Not a chance in hell it would cover anything with me.

      [email protected] ICQ:135982156 AIM: Aftershockmed1a MSN: [email protected]

      Comment

      • BigCashCrew
        Registered User
        • Aug 2005
        • 3570

        #4
        Keep your posts up. Tell me if you have it or not.

        Comment

        • TheSenator
          Too lazy to set a custom title
          • Feb 2003
          • 13330

          #5
          Yeah, and it is not getting any cheaper for a family of five.

          The risk of not having health insurance would be catastrophic to my entire family.
          ISeekGirls.com since 2005

          Comment

          • $5 submissions
            I help you SUCCEED
            • Nov 2003
            • 32189

            #6
            Originally posted by TheSenator
            The risk of not having health insurance would be catastrophic to my entire family.
            I concur.

            Comment

            • BigCashCrew
              Registered User
              • Aug 2005
              • 3570

              #7
              Yes, that would be very bad.

              Comment

              • pr0
                rockin tha trailerpark
                • May 2001
                • 23088

                #8
                how many sales a day u want to cover me, u got em
                __________
                Loadedca$h - get sum! - Revengebucks - mmm rebills! - webair (gotz sErVrz)

                Comment

                • eZe
                  Confirmed User
                  • May 2003
                  • 360

                  #9
                  I have insurance but it is expensive and not very good. I would love a group plan.

                  Comment

                  • Kimo
                    ...
                    • Jan 2006
                    • 11542

                    #10
                    insurance is hella expensive, mine is discounted for 2 more years, and then i am fucked
                    ...

                    Comment

                    • Barefootsies
                      Choice is an Illusion
                      • Feb 2005
                      • 42635

                      #11
                      Originally posted by $5 submissions
                      ARS ran a similar survey around 3 to 4 years ago. Massive response in the AFFIRMATIVE. I'm based in the Philippines now but my health insurance is US-based. Health insurance is extremely important (given the recent rising rate trend).
                      I was also asked a week or two ago. Almost everyone who responded had health insurance.

                      Should You Email Your Members?

                      Link1 | Link2 | Link3

                      Enough Said.

                      "Would you rather live like a king for a year or like a prince forever?"

                      Comment

                      • Mr Yazt
                        Confirmed User
                        • Oct 2006
                        • 123

                        #12
                        Speaking as someone who recently had cancer health insurance is a big deal. Had I not had excelent coverage treatment would have been in the 100,000$ range.

                        Comment

                        • pigman
                          Confirmed User
                          • Aug 2006
                          • 760

                          #13
                          Its a must, you never know what will happen.
                          Suffering arises from attachment to desires.
                          Suffering ceases when attachment to desire ceases.

                          Comment

                          • TheSenator
                            Too lazy to set a custom title
                            • Feb 2003
                            • 13330

                            #14
                            A group plan for webmaster would be excellent. We should be able to get better rates.
                            ISeekGirls.com since 2005

                            Comment

                            • BigCashCrew
                              Registered User
                              • Aug 2005
                              • 3570

                              #15
                              Senator,
                              If we can get lots of webmasters who need health insurance it would be great.

                              Comment

                              • marketsmart
                                HOMICIDAL TROLL KILLER
                                • Dec 2004
                                • 20419

                                #16
                                Originally posted by Kimo
                                insurance is hella expensive, mine is discounted for 2 more years, and then i am fucked
                                move to canada?

                                Comment

                                • CC
                                  Confirmed User
                                  • Feb 2001
                                  • 1690

                                  #17
                                  I am astounded at the percentage of people without health insurance.

                                  Comment

                                  • BigCashCrew
                                    Registered User
                                    • Aug 2005
                                    • 3570

                                    #18
                                    Originally posted by CC
                                    I am astounded at the percentage of people without health insurance.
                                    they may not be for long ;)

                                    Comment

                                    • BigCashCrew
                                      Registered User
                                      • Aug 2005
                                      • 3570

                                      #19
                                      I'm going to bed. Please keep responding and use the poll.

                                      Comment

                                      • BigCashCrew
                                        Registered User
                                        • Aug 2005
                                        • 3570

                                        #20
                                        29 people so far. keep it up.

                                        Comment

                                        • CaptainHowdy
                                          Too lazy to set a custom title
                                          • Dec 2004
                                          • 94170

                                          #21
                                          Move to Argentina, you'll have great health insurance absolutely cheap...

                                          Comment

                                          • BigCashCrew
                                            Registered User
                                            • Aug 2005
                                            • 3570

                                            #22
                                            Originally posted by CaptainHowdy
                                            Move to Argentina, you'll have great health insurance absolutely cheap...
                                            That would be nice, however it's not that easy for most people to relocate.

                                            Comment

                                            • Barefootsies
                                              Choice is an Illusion
                                              • Feb 2005
                                              • 42635

                                              #23
                                              Originally posted by BigCashCrew
                                              That would be nice, however it's not that easy for most people to relocate.
                                              Right. Plus who wants 3rd world healthcare?

                                              Should You Email Your Members?

                                              Link1 | Link2 | Link3

                                              Enough Said.

                                              "Would you rather live like a king for a year or like a prince forever?"

                                              Comment

                                              • spazlabz
                                                Confirmed User
                                                • Jul 2003
                                                • 6548

                                                #24
                                                this would be a massive and I hate to say it... almost impossible challenge. Health insurance is state to state and each state has differing laws and regulations. I think it could be done under one corporation that covered all 50 of the US States and its territories but it would not be a simple matter.

                                                as far as interested goes... Hell yes I am interested if the plan is good. I can get an over priced, high deductible policy that I cant afford myself

                                                spaz

                                                Comment

                                                • lagwagon
                                                  Confirmed User
                                                  • Jul 2001
                                                  • 8464

                                                  #25
                                                  Hell Yes You Need Health Insurance Period!

                                                  FTVGirls - FTVMilfs - DanielleFTV

                                                  Comment

                                                  • Raven
                                                    Confirmed User
                                                    • Jul 2001
                                                    • 6874

                                                    #26
                                                    when we didn't have health insurance, it was scary...
                                                    not on a daily basis, but you never know when you're going to need it.

                                                    now that we do have it....i remember what a secure feeling it is, just in case.
                                                    Raven

                                                    ~RETIRED~

                                                    Comment

                                                    • Forest
                                                      Confirmed User
                                                      • Aug 2001
                                                      • 9136

                                                      #27
                                                      I have insurancve but it costs me 455.00 a month

                                                      thats just crazy

                                                      Comment

                                                      • BigCashCrew
                                                        Registered User
                                                        • Aug 2005
                                                        • 3570

                                                        #28
                                                        Originally posted by spazlabz
                                                        this would be a massive and I hate to say it... almost impossible challenge. Health insurance is state to state and each state has differing laws and regulations. I think it could be done under one corporation that covered all 50 of the US States and its territories but it would not be a simple matter.

                                                        as far as interested goes... Hell yes I am interested if the plan is good. I can get an over priced, high deductible policy that I cant afford myself

                                                        spaz
                                                        We spoke with a benefits specialist and there are national health care providers available. Please ICQ me so I can have you on my list.

                                                        Comment

                                                        • BigCashCrew
                                                          Registered User
                                                          • Aug 2005
                                                          • 3570

                                                          #29
                                                          Originally posted by spazlabz
                                                          this would be a massive and I hate to say it... almost impossible challenge. Health insurance is state to state and each state has differing laws and regulations. I think it could be done under one corporation that covered all 50 of the US States and its territories but it would not be a simple matter.

                                                          as far as interested goes... Hell yes I am interested if the plan is good. I can get an over priced, high deductible policy that I cant afford myself

                                                          spaz
                                                          We spoke with a benefits specialist and there are national health care providers available. Please ICQ me so I can have you on my list.

                                                          Comment

                                                          • BigCashCrew
                                                            Registered User
                                                            • Aug 2005
                                                            • 3570

                                                            #30
                                                            Originally posted by spazlabz
                                                            this would be a massive and I hate to say it... almost impossible challenge. Health insurance is state to state and each state has differing laws and regulations. I think it could be done under one corporation that covered all 50 of the US States and its territories but it would not be a simple matter.

                                                            as far as interested goes... Hell yes I am interested if the plan is good. I can get an over priced, high deductible policy that I cant afford myself

                                                            spaz
                                                            We spoke with a benefits specialist and there are national health care providers available. Please ICQ me so I can have you on my list.

                                                            Comment

                                                            • Slick
                                                              Confirmed User
                                                              • Feb 2001
                                                              • 7338

                                                              #31
                                                              Roughly, how much does health insurance cost for say a family of 5, me, my wife, and 3 kids ??

                                                              I always thought that decent insurance would be in the $1,000 range, so I stayed away from it because I figure that if it'd cost me $12,000 a year for insurance, I'd be better off just paying the couple of office visits that happen in the year's time.

                                                              We're still on the younger side, 32, but I'd like to dig into some because we're only getting older and that's when stuff starts happening.

                                                              Comment

                                                              • CC
                                                                Confirmed User
                                                                • Feb 2001
                                                                • 1690

                                                                #32
                                                                Originally posted by Slick
                                                                Roughly, how much does health insurance cost for say a family of 5, me, my wife, and 3 kids ??

                                                                I always thought that decent insurance would be in the $1,000 range, so I stayed away from it because I figure that if it'd cost me $12,000 a year for insurance, I'd be better off just paying the couple of office visits that happen in the year's time.

                                                                We're still on the younger side, 32, but I'd like to dig into some because we're only getting older and that's when stuff starts happening.
                                                                Yeah, but what if someone needs a major surgery????? It could be a WHOLE lot more than $12,000.

                                                                Comment

                                                                • Slick
                                                                  Confirmed User
                                                                  • Feb 2001
                                                                  • 7338

                                                                  #33
                                                                  Originally posted by CC
                                                                  Yeah, but what if someone needs a major surgery????? It could be a WHOLE lot more than $12,000.
                                                                  Yeah, that's true. I look at it this way though, I've been doing this full time for 6 years now without insurance, so 6 x $12,000 = $72,000 that I saved. In another couple of years, I'd have saved enough for heart bypass surgery, ha ha ha.

                                                                  Comment

                                                                  • eZe
                                                                    Confirmed User
                                                                    • May 2003
                                                                    • 360

                                                                    #34
                                                                    Originally posted by Slick
                                                                    Yeah, that's true. I look at it this way though, I've been doing this full time for 6 years now without insurance, so 6 x $12,000 = $72,000 that I saved. In another couple of years, I'd have saved enough for heart bypass surgery, ha ha ha.
                                                                    Yeah but the question is do you have $72,000 in the bank account to pay for the bypass?

                                                                    Here is the thing about not being insured, you pay the sticker price of medical care. If you have insurance, they negotiate down what you pay. For example, a $150 visit may only cost $100, even if you are still in your deductable. Now imagine if that was $150,000 bypass.

                                                                    The question about premiums depends on the size of the group and the demographics. Please visit this post http://www.gofuckyourself.com/showthread.php?t=673116 about the group.

                                                                    Comment

                                                                    • BigCashCrew
                                                                      Registered User
                                                                      • Aug 2005
                                                                      • 3570

                                                                      #35
                                                                      anyone else not post on the poll yet?

                                                                      Comment

                                                                      • anne
                                                                        Confirmed User
                                                                        • Dec 2002
                                                                        • 1149

                                                                        #36
                                                                        Originally posted by BigCashCrew
                                                                        they may not be for long ;)

                                                                        Yea scary. Insurance is so important especailly when you have kids.
                                                                        MooCash
                                                                        Get some MooLa

                                                                        email: [email protected] icq 116496347

                                                                        Comment

                                                                        • EvilFubAr
                                                                          Confirmed User
                                                                          • May 2003
                                                                          • 1141

                                                                          #37
                                                                          Originally posted by $5 submissions
                                                                          ARS ran a similar survey around 3 to 4 years ago. Massive response in the AFFIRMATIVE. I'm based in the Philippines now but my health insurance is US-based. Health insurance is extremely important (given the recent rising rate trend).
                                                                          We DO offer health insurance to US webmasters.

                                                                          www.adultrevenueservice.com

                                                                          Comment

                                                                          • V_RocKs
                                                                            Damn Right I Kiss Ass!
                                                                            • Nov 2003
                                                                            • 32467

                                                                            #38
                                                                            I have two plans.. Just in case.

                                                                            Comment

                                                                            • hydro
                                                                              Confirmed User
                                                                              • Dec 2003
                                                                              • 4216

                                                                              #39
                                                                              fuck adult, time to start an insurance company.

                                                                              Comment

                                                                              • BigCashCrew
                                                                                Registered User
                                                                                • Aug 2005
                                                                                • 3570

                                                                                #40
                                                                                who else?

                                                                                Comment

                                                                                • studiocritic
                                                                                  Confirmed User
                                                                                  • Jun 2005
                                                                                  • 2442

                                                                                  #41
                                                                                  Originally posted by EvilFubAr
                                                                                  We DO offer health insurance to US webmasters.

                                                                                  www.adultrevenueservice.com
                                                                                  I carry my own group plan, but that is an awesome offer for all these people without insurance.

                                                                                  I can't understand how some of these people here can claim to make six, seven figures per year.. but don't carry basic necessities like health insurance.
                                                                                  254342256

                                                                                  Comment

                                                                                  • DebsDeep
                                                                                    Confirmed User
                                                                                    • Feb 2003
                                                                                    • 2649

                                                                                    #42
                                                                                    Yes I AM interested definetly
                                                                                    http://www.gothamscreenprinting.com
                                                                                    Cheapest T's Online. $5 tshirts printed, no minimums, no fees of anykind!!!!

                                                                                    Comment

                                                                                    • DebsDeep
                                                                                      Confirmed User
                                                                                      • Feb 2003
                                                                                      • 2649

                                                                                      #43
                                                                                      keep me posted
                                                                                      http://www.gothamscreenprinting.com
                                                                                      Cheapest T's Online. $5 tshirts printed, no minimums, no fees of anykind!!!!

                                                                                      Comment

                                                                                      • bopha
                                                                                        Confirmed User
                                                                                        • Sep 2002
                                                                                        • 1882

                                                                                        #44
                                                                                        We self pay insurance since it's rare that companies offer it any longer. More people are without it than ever. Our insurance no longer covers 'well checkups or immunizations'. Do we have shitty insurance from Geiko? No... we pay huge money for Blue Cross Blue Shield. Our doctor told us that she doesn't even take her kids to the pediatrician unless they are really really sick. Each year, coverage is less and less and rates go up and up. The US is in a health care crisis. Saving your premium sounds like a good idea in case of emergency, but in our area.. you can't get seen at a doctor unless you are covered. If you are self pay at the ER, you will be sent home earlier. Tylenols are 100 dollars each in the hospital. Bring your own. My son had pneumonia and 4 days in Children's Hospital was $35,000.
                                                                                        Do we need insurance in our industry.. yes and it needs to be good quality so you can see a decent doctor.

                                                                                        Comment

                                                                                        • NinjaSteve
                                                                                          Too lazy to set a custom title
                                                                                          • Dec 2003
                                                                                          • 11089

                                                                                          #45
                                                                                          yup. im interested
                                                                                          ...

                                                                                          Comment

                                                                                          • kilotoons
                                                                                            Confirmed User
                                                                                            • Apr 2006
                                                                                            • 519

                                                                                            #46
                                                                                            I finally have some health insurance now and it's nice to have. Sort of expensive but worth it. That secure feeling, like Raven said, is worth the money.


                                                                                            Knowledge is Power Ask Me How To make money

                                                                                            Comment

                                                                                            • milkit
                                                                                              Confirmed User
                                                                                              • Jul 2004
                                                                                              • 1141

                                                                                              #47
                                                                                              I need it

                                                                                              Comment

                                                                                              • Honez
                                                                                                Confirmed Brat
                                                                                                • Apr 2003
                                                                                                • 6636

                                                                                                #48
                                                                                                We got our health insurance through the NASE (National Association for the Self-Employed)
                                                                                                Your Paysite Partner
                                                                                                Hone at YourPaysitePartner dot Com
                                                                                                Skype - Stressmonkey

                                                                                                Comment

                                                                                                • sperbonzo
                                                                                                  I'd rather be on my boat.
                                                                                                  • May 2003
                                                                                                  • 9750

                                                                                                  #49
                                                                                                  My insurance is $145 per month. You have to really shop around.

                                                                                                  Having said that, I lived in the UK for 4 years under national health care, and I'll take the US system ANYTIME.


                                                                                                  .
                                                                                                  Michael Sperber / Acella Financial LLC/ Online Payment Processing

                                                                                                  [email protected] / http://Acellafinancial.com/

                                                                                                  ICQ 177961090 / Tel +1 909 NET BILL / Skype msperber

                                                                                                  Comment

                                                                                                  • BigCashCrew
                                                                                                    Registered User
                                                                                                    • Aug 2005
                                                                                                    • 3570

                                                                                                    #50
                                                                                                    Originally posted by Honez
                                                                                                    We got our health insurance through the NASE (National Association for the Self-Employed)
                                                                                                    I'd like to set something up something similar, but only for us webmasters

                                                                                                    Comment

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