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When I say "Debit card" - I mean my VisaCard (called a "Visa Dankort" here) that is tied to my accont with money in it. Its not a credit account.
The way the rules are here in Denmark, It's the banks problem if there is a charge to my account that aint mine. If someone charge $1000 to my account, all I need to do is call the bank and tell them that aint my charge, and they need to prove me wrong (roughly simplified, but it gives you a idea how it works)
I dont know how the debit/credit cards work in the US.
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