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You can set your checks to not allow access until the money has cleared, you can make it so people have to confirm (via email) before the account goes active, alllll types of stuff to lower your cb/refunds and fraud with checks, making password issues go away.
You get a good bit less check sales, but you go through wayyyyyy less bullshit.
Adding web900, checks, dialers, etc wasn't ever really about the paysite owner, it was about the Webmaster. That 1 extra sale, that's all we need to pull the right webmasters ratios down. Adding a new processor today, is more about "sharing" your current money with someone new, rather than them adding to your pie and making it worth adding them.
But today, it doesn't appear that these extra billing options lower your ratios or actually add net value to your business over having only credit cards.. I booted them long ago, I know many have that.. and money isn't down.
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