My credit card got closed!!!

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  • slapass
    Too lazy to set a custom title
    • Nov 2002
    • 14625

    #1

    My credit card got closed!!!

    I hope this does not effect my credit. The company is closing all accounts. I actually over pay that account so there is a positive balance. yeah don't ask. but had a 30k limit built up and now I get to start over some where else.

    http://watchingthewatchers.org/read/3522
  • Agent 488
    Registered User
    • Feb 2006
    • 22511

    #2
    common occurance sadly.

    Comment

    • Tanker
      Confirmed User
      • Nov 2000
      • 9287

      #3
      yeah that sucks

      Tanker
      ICQ 3427575


      CCBTools Now featured in the CCBill.com APP STORE

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      • pornocruto
        Confirmed User
        • Jan 2009
        • 1308

        #4
        Oh thats gotta be a big pain in the ass!

        I'm sure you'll get a new one dude.

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        • JFK
          FUBAR the ORIGINATOR
          • Jan 2002
          • 67369

          #5
          Originally posted by Tanker
          yeah that sucks
          indeed it does

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          • sextoyking
            Confirmed User
            • Dec 2001
            • 6034

            #6
            Originally posted by slapass
            I hope this does not effect my credit. The company is closing all accounts. I actually over pay that account so there is a positive balance. yeah don't ask. but had a 30k limit built up and now I get to start over some where else.

            http://watchingthewatchers.org/read/3522

            Hi Slapass,

            If I remember correctly Advanta never reported business accounts to personal credit reports.

            I belive they reported to biz credit reports, i.e. dnb,experian, and mabey equifax biz credit.

            I don't think you have much to worry about..
            ICQ: 52344098
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            • Sly
              Let's do some business!
              • Sep 2004
              • 31378

              #7
              Can't you get one through your bank?

              I just started using one of my older cards again so that it doesn't get closed for inactivity.
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              • LiveDose
                Show Yer Tits!
                • Feb 2002
                • 25792

                #8
                I have shut down most of my credit cards because of the bs being pulled by some of these banks. I'm not going to be caught at a business dinner and have my card declined for a $500 meal because some automated system decides to reduced credit limits or shut the card down. I've heard some ridiculous stories lately.

                That on top of 2 cards having their rates jacked up in the last year out of the blue even though I use them and pay them off regularly. Fucking bs.

                Been using 3 debit cards recently with peace of mind.

                Scammer Alert: acer19 acer [email protected] [email protected] Money stolen using PayPal

                Comment

                • Iron Fist
                  Too lazy to set a custom title
                  • Dec 2006
                  • 23400

                  #9
                  I'm sleeping on a mattress stuffed with cash lately... no worries here!
                  i like waffles

                  Comment

                  • slapass
                    Too lazy to set a custom title
                    • Nov 2002
                    • 14625

                    #10
                    I can get another card. I have other cards. But 30k limit, nope, only had the one. 1% cash back on all purchases with no limit. Nope, they were the best I found. 4 days notice to move all reocuring charges. Really this sucks. I am totally amazed they could not sell the better accounts.

                    Comment

                    • slapass
                      Too lazy to set a custom title
                      • Nov 2002
                      • 14625

                      #11
                      in hindsight the three exclamations is maybe overkill in the title but i loved this card...

                      Comment

                      • Barefootsies
                        Choice is an Illusion
                        • Feb 2005
                        • 42635

                        #12
                        I do not believe business accounts effect your personal, in regards to credit cards/lines, etc..

                        I could be wrong, but I remember then explaining to me when I was getting my business credit card, as well we bank explaining it when I was setting up my accounts.
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