Originally Posted by Michael O

This is an issue of cards being copied at the ATM/swipe. This have been a major problem in many countries for years and the scammers gets more and more sophisticated and the problem is on the rise.

For you other point instead of just ignoring it since you are always insinuating things like this I will say:
We receive the cards in sealed envelopes from the printer, we ship the cards the Account Holder then activates the card and choose a PIN of their own.