Should you sign the back of your credit cards?

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  • RAM
    They're all hookers, but mom!
    • Jan 2001
    • 7047

    #1

    Should you sign the back of your credit cards?

    Found this here:
    http://www.straightdope.com/mailbag/mcredit.html

    Dear Straight Dope:

    The other day I read a report explaining why we should not sign the back of our credit cards so we will be forced to show our drivers license when we use it. That's suppose to protect us just in case someone steels it. But, the back of the credit card indicates that the card is not valid unless is signed. Who should we believe? --Derek0701


    SDSTAFF Ken replies:


    You should believe me, as I have worked in retail, for a company that issues its own credit cards. Here's our official advice on signing the strip on the back: Don't sign it. It's useless as a deterrent, as anyone who takes your card then has a sample of your signature which they can not only use on any charge slip, but on your checks as well. However, do not leave the white strip blank. In that space, write: "Ask For Picture ID," and be prepared to back that up someday when you're in a hurry and the clerk wants to see a driver's license as well as the card. It makes the charge transaction a little longer, but a lot safer.


    SDSTAFF Dex adds:


    I concur with Ken. That's what I was told when I lost a card, which I didn't realize until I got a statement with purchase of furs, $3000 or so. Their signature was a reasonable facsimile of mine, I mean, I could tell it wasn't mine by looking, but a clerk looking quickly wouldnta. (Turned out OK, I had to sign a notarized affadavit that I didn't buy them ... and since I was out of the country on the purchase date, I
    had proof if needed). In the aftermath, the store suggested exactly what Ken said, writing "ASK FOR PHOTO ID" in the signature block. Occasionally takes a little more time, but avoids later hassles.


    --SDSTAFF Ken and SDSTAFF Dex

    Straight Dope Science Advisory Board


    What do you think is the way to go Sign or No ??
    RAM



    Fucking Machines are like CASH MACHINES


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  • wedouglas
    So Fucking Banned
    • Aug 2004
    • 5921

    #2
    Don't sign. "See ID" is best, though a lot of toimes people wont even look. I also leave me activatate stick on the fronts as long as possible. Always the chance someone would think it is not activated.

    In fast, most places that let you swipe yourself, never even ask for your card. Farmer Jack etc.
    Last edited by wedouglas; 09-18-2006, 10:33 AM.

    Comment

    • media
      Confirmed Moneymaker
      • Apr 2002
      • 9853

      #3
      I sign my card still and put SEE ID on it, I get asked about 9-10 times to see my ID, I don't mind if they ask for the ID...
      I'm here for the violence!

      Comment

      • ThePope
        So Fucking Banned
        • Sep 2006
        • 59

        #4
        who cares

        Comment

        • After Shock Media
          It's coming look busy
          • Mar 2001
          • 35299

          #5
          Mine says, ask to see a picture ID please.

          [email protected] ICQ:135982156 AIM: Aftershockmed1a MSN: [email protected]

          Comment

          • StuartD
            Sofa King Band
            • Jul 2002
            • 29903

            #6
            Yeah, my bank actually went ahead and told me that it's safer to not sign it, so... I didn't.

            Most places never even check anyway... I think I've been asked for ID a total of 5 times.

            But they are supposed to.. and when they do, I feel safer about it.
            This is me on facebook
            This is me on twitter

            Comment

            • Peaches
              Old broad
              • Oct 2002
              • 13933

              #7
              For the first time ever when I was recently activating a renewed card they told me I had the option to sign the back or not. Never had a credit card company tell me that before. Some places won't accept your card if it's not signed since it DOES say on the back "Not valid unless signed".

              Comment

              • marketsmart
                HOMICIDAL TROLL KILLER
                • Dec 2004
                • 20419

                #8
                mine says: This Card Is Stolen

                Comment

                • Sosa
                  In Tushy Land
                  • Oct 2002
                  • 40149

                  #9
                  Originally posted by marketsmart
                  mine says: This Card Is Stolen
                  LOL NEATO

                  Comment

                  • sleeves
                    Confirmed User
                    • Jul 2005
                    • 324

                    #10
                    I have CID on everything and I still dont get asked for ID a majority of the time.
                    [email protected]
                    icq: 202-550-839

                    Comment

                    • Adult Warden
                      So Fucking Banned
                      • Jul 2006
                      • 1822

                      #11
                      If you go into the post office...They won't accept your credit card if its not signed or says SEE ID...Legally its null and void...

                      http://www.museumofhoaxes.com/comments/creditcard.html

                      "To my dismay Google directs me right to the Visa and Mastercard websites which inform me that it is indeed not allowed to write "SEE ID" on the back of your card. That you MUST sign the back of it."

                      Comment

                      • ztik
                        Confirmed User
                        • Aug 2001
                        • 5196

                        #12
                        Uh, thats stupid. IF you don't sign it, the person who stole the card will just sign some fake sig, then they won't even have to worry about trying to match it up when they buy shit. And also, who cares if your credit card is stolen, you get that money back anyways. Every card is protection against that, ive had 2 cards stolen and never had a problem getting the money back
                        .

                        Comment

                        • borked
                          Totally Borked
                          • Feb 2005
                          • 6284

                          #13
                          Our cards used pin authentication, so no need for signatures at all.

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                          (consider figuring out the email as test #1)



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                          Comment

                          • SitedepthOmar
                            Registered User
                            • Sep 2006
                            • 40

                            #14
                            yeah i always thought it was sort of stupid in a way
                            www.sitedepth.com (CMS for adult paysites)

                            Comment

                            • Vitasoy
                              GFY HALL OF FAME DAMMIT!!!
                              • Oct 2003
                              • 58202

                              #15
                              I use mine all the time, only 1 place ever ask for id the rest barely check the sig.


                              [email protected]

                              Comment

                              • squishypimp
                                PostMaster General
                                • Aug 2006
                                • 10781

                                #16
                                see id is the best bet.

                                Comment

                                • Mr. Romance
                                  The Face of Romance and the Symbol of Freedom
                                  • Mar 2005
                                  • 7821

                                  #17
                                  I do not..I write with a marker "Ask for ID"


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                                  • madawgz
                                    8.8.8.8
                                    • Mar 2006
                                    • 30509

                                    #18
                                    Originally posted by After Shock Media
                                    Mine says, ask to see a picture ID please.
                                    thats pretty smart
                                    TAEMDLRMSKRJIXMRLSMRJ.

                                    Comment

                                    • stickyfingerz
                                      Doin fine
                                      • Oct 2005
                                      • 24984

                                      #19
                                      Mine all say



                                      SEE SIG!

                                      Comment

                                      • tranza
                                        ICQ: 197-556-237
                                        • Jun 2003
                                        • 57559

                                        #20
                                        Seems like a good advice.
                                        I'm just a newbie.

                                        Comment

                                        • fallenmuffin
                                          Confirmed User
                                          • Nov 2005
                                          • 8170

                                          #21
                                          I always sign them if the cashiers are doing their jobs correctly then they will check and deny the card. However if the card is ever lost or stolen i just call and get it cancelled no big thing. my bank card was lost a few months ago and had a new one over nighted to me via la BoA.

                                          Comment

                                          • DWB
                                            Registered User
                                            • Jul 2003
                                            • 31779

                                            #22
                                            I only shop at places that do a retina scan.

                                            Comment

                                            • Spunky
                                              I need a beer
                                              • Jun 2002
                                              • 133978

                                              #23
                                              Good idea indeed..I didn't know that

                                              Comment

                                              • Vegas Ken
                                                Confirmed User
                                                • Sep 2006
                                                • 4151

                                                #24
                                                I have been writting "Ask For Photo ID" for years. The only place that gave me a hard time was the Post Office. Personally, I think it is safer.
                                                Skype: vegas_ken

                                                Comment

                                                • Rochard
                                                  Jägermeister Test Pilot
                                                  • Dec 2001
                                                  • 75798

                                                  #25
                                                  Originally posted by wedouglas
                                                  Don't sign. "See ID" is best, though a lot of toimes people wont even look. I also leave me activatate stick on the fronts as long as possible. Always the chance someone would think it is not activated.

                                                  In fast, most places that let you swipe yourself, never even ask for your card. Farmer Jack etc.
                                                  Bingo - that's what I always do.

                                                  It's not a big deal for me to whip out my id.
                                                  Herschel Savage
                                                  Brooklyn, NY

                                                  Comment

                                                  • SmokeyTheBear
                                                    ►SouthOfHeaven
                                                    • Jun 2004
                                                    • 28609

                                                    #26
                                                    funny this topic comes up.. my credit card expired a few months ago and when i got the new card i forgot to sign it, so i'm at an airport just got off a flight and go to rent a car and when i go to give her my credit card she says " its not signed" so i say "whoops i forgot here i'll do it now" and she was like "nope sorry cant do anything now because it wasnt signed" so i showed her my drivers license and she still wouldnt do it.. i even went away then came back and she still wouldnt let me.. so i just went to a phone booth , booked a car over the phone then went and picked it up lol the lady was a bit pissed i had gotten around her little roadblock..
                                                    hatisblack at yahoo.com

                                                    Comment

                                                    • jeffrey
                                                      Confirmed User
                                                      • Jul 2004
                                                      • 1864

                                                      #27
                                                      I have "See ID" on my MC, but my Amex is signed.

                                                      No one looks anyways, maybe 1 in 30 swipes will I be asked to show my id.
                                                      And most of the time I sign my Amex with a J and then a line, not even a little bit close to the card, never been questioned, even signed with an x a few times without anyone saying anything.
                                                      Vegas is the only place that I actually asks for ID every time with see id on the back, and they will look at the signature, and because i never sign the same have to show id most of the time anyways.
                                                      Coming Soon!

                                                      Comment

                                                      • Barefootsies
                                                        Choice is an Illusion
                                                        • Feb 2005
                                                        • 42635

                                                        #28
                                                        Just received two new one's today.

                                                        Well not new, replacements. I was in the bank last week, and my old business, and personal cards were beat up so I ordered new cards. Anyways, in the paperwork it decrees that you must sign, or it's invalid.

                                                        Take it for what it's worth.

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                                                        • cess
                                                          Confirmed User
                                                          • Sep 2006
                                                          • 2921

                                                          #29
                                                          I never sign mine...

                                                          Comment

                                                          • woj
                                                            <&(©¿©)&>
                                                            • Jul 2002
                                                            • 47880

                                                            #30
                                                            Originally posted by ztik
                                                            Uh, thats stupid. IF you don't sign it, the person who stole the card will just sign some fake sig, then they won't even have to worry about trying to match it up when they buy shit. And also, who cares if your credit card is stolen, you get that money back anyways. Every card is protection against that, ive had 2 cards stolen and never had a problem getting the money back
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                                                            • studiocritic
                                                              Confirmed User
                                                              • Jun 2005
                                                              • 2442

                                                              #31
                                                              Originally posted by SmokeyTheBear
                                                              funny this topic comes up.. my credit card expired a few months ago and when i got the new card i forgot to sign it, so i'm at an airport just got off a flight and go to rent a car and when i go to give her my credit card she says " its not signed" so i say "whoops i forgot here i'll do it now" and she was like "nope sorry cant do anything now because it wasnt signed" so i showed her my drivers license and she still wouldnt do it.. i even went away then came back and she still wouldnt let me.. so i just went to a phone booth , booked a car over the phone then went and picked it up lol the lady was a bit pissed i had gotten around her little roadblock..
                                                              wow.. shes lucky that wasn't me.



                                                              i would have gone apeshit on her
                                                              254342256

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