GoFuckYourself.com - Adult Webmaster Forum - View Single Post - An Open Question To Visa, CCBill, Epoch, and SegPay

BFT3K · 03-23-2009, 12:07 PM

Just a few years back the $750 VISA application fee was not consistent. One processor may not charge anything - another may charge $500 - another was $750, etc. That seemed strange to me right off the bat.

Now when you are "applying" for VISA approval through your primary processor they tell you there is a short wait, while VISA checks your site(s) out, before approving or rejecting your stuff. This is what they call a "VISA Application Fee". If they called it a "Pay VISA just because they say so fee" then I guess we all should just take it, or not accept VISA.

After processor number 1, the $750 "VISA Application Fee" is bullshit! They approved you once, for a fee of $750. To have to pay this fee again and again amounts to a total bullshit fee, that is either going directly to VISA as a redundant and highly suspect charge, or the payment processors are fully in on this as well - since some used to charge $500, while CCBill stuck strong at $750, leaving a questionable balance that never made any sense.

If we have to pay $750 every time we want a processor to allow us to take VISA, so that the processor can then also take 14% to 19% of all sales, while VISA then skims 1% to 3% additionally from the processor, as their credit card fee to the processor, I'd just like some honesty.

You cannot call this a VISA Application Fee. You can call it a "cost of doing business fee" or a VISA has you by the balls, so you have to pay them $750 p/processor fee" or whatever - but please stop lying about this bullshit theft fee, as it is NOT an application fee, when you have to pay it over and over again.

03-23-2009, 12:07 PM
BFT3K Too lazy to set a custom title Industry Role: Join Date: Dec 2005 Location: Narnia Posts: 10,764	Just a few years back the $750 VISA application fee was not consistent. One processor may not charge anything - another may charge $500 - another was $750, etc. That seemed strange to me right off the bat. Now when you are "applying" for VISA approval through your primary processor they tell you there is a short wait, while VISA checks your site(s) out, before approving or rejecting your stuff. This is what they call a "VISA Application Fee". If they called it a "Pay VISA just because they say so fee" then I guess we all should just take it, or not accept VISA. After processor number 1, the $750 "VISA Application Fee" is bullshit! They approved you once, for a fee of $750. To have to pay this fee again and again amounts to a total bullshit fee, that is either going directly to VISA as a redundant and highly suspect charge, or the payment processors are fully in on this as well - since some used to charge $500, while CCBill stuck strong at $750, leaving a questionable balance that never made any sense. If we have to pay $750 every time we want a processor to allow us to take VISA, so that the processor can then also take 14% to 19% of all sales, while VISA then skims 1% to 3% additionally from the processor, as their credit card fee to the processor, I'd just like some honesty. You cannot call this a VISA Application Fee. You can call it a "cost of doing business fee" or a VISA has you by the balls, so you have to pay them $750 p/processor fee" or whatever - but please stop lying about this bullshit theft fee, as it is NOT an application fee, when you have to pay it over and over again.