Quote:
Originally Posted by dial
2 years ago I swore off any and all credit
I have lived on cash only since then and it has been AWESOME
however, I do use a debit card, but that is technically cash to me....if need be I could easily remove that from my life and just cash checks and use them
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I used to be that same way. Until I went to get a house a few years back.
I did not have an auto loan for 2-3 years. Had paid off my Explorer. I did not have any credit cards. I used my VISA check debit credit card. Only credit line was my student loan.
The mortgage broker told me I had to go run up some debt and get some trade lines, and history to show credit worthiness. I then went crazy. Now I have been slowly paying them off, and canceling them out one by one.