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i actually know what you are talking about..
here's a tip for you..
when someone asks you for a drink just tell them in return "oh you need to borrow some money?"...
loan them a few bucks and then ask them when they can pay you back.. it creates an awkward situation..
everytime you see them ask for your loan back..
after a few times they will avoid you like the plague..
a few bucks well spent...
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