How the hell is it so cheap for all of you ?? Is that partial pay ??? I thought about getting health insurance for my wife and kids, but always thought that since we're younger, we'd hold off instead of paying $1,000 per month for shitty coverage. In a year's time, we spend maybe $1,000 total for doctor bills.
I know, I know, if something bad should happen, I'd be fucked, yeah, I know that, but for now, me and the wife are 32, so hopefully we'll have a few more health issue free years ahead of us (knock on wood). I just can't see pissing all of that money away.
I'm no expert in this area, so please correct me if I'm wrong with the price.
How the hell is it so cheap for all of you ?? Is that partial pay ??? I thought about getting health insurance for my wife and kids, but always thought that since we're younger, we'd hold off instead of paying $1,000 per month for shitty coverage. In a year's time, we spend maybe $1,000 total for doctor bills.
I know, I know, if something bad should happen, I'd be fucked, yeah, I know that, but for now, me and the wife are 32, so hopefully we'll have a few more health issue free years ahead of us (knock on wood). I just can't see pissing all of that money away.
I'm no expert in this area, so please correct me if I'm wrong with the price.
How the hell is it so cheap for all of you ?? Is that partial pay ??? I thought about getting health insurance for my wife and kids, but always thought that since we're younger, we'd hold off instead of paying $1,000 per month for shitty coverage. In a year's time, we spend maybe $1,000 total for doctor bills.
no clue man, but what I have is the standard Aetna plan for a 31 year old male in Georgia....$108 gets me $30 copay, $15 prescriptions and I can hit any doctor I want, i don't have to be in their "network"....
And to that guy that thought $1000 was too much for his family so he said fuckit... at least get it on your kids dude... you'd be real sorry if something bad happened and they arent covered
A little too much in taxes I guess ... I don't exactly know.
Originally posted by rayadp05
I rebooted, deleted temp files, history, cookies and everything...still cannot view the news clip. All I see is that fucking gay ass music video from "Rick Roll". Anyone else have a different link to the news clip?
For the wife $206 a month for her Blue Cross PPO plan. I just have emergency care coverage and that's $65 a month. That's what I get for living in SoCal, higher prices.
How the hell is it so cheap for all of you ?? Is that partial pay ??? I thought about getting health insurance for my wife and kids, but always thought that since we're younger, we'd hold off instead of paying $1,000 per month for shitty coverage. In a year's time, we spend maybe $1,000 total for doctor bills.
I know, I know, if something bad should happen, I'd be fucked, yeah, I know that, but for now, me and the wife are 32, so hopefully we'll have a few more health issue free years ahead of us (knock on wood). I just can't see pissing all of that money away.
I'm no expert in this area, so please correct me if I'm wrong with the price.
Going without health insurance is very bad move. Get something at least. Espically for the kids. Trust me I found out the hard way.
I've been looking at a plan for myself that they have. While I'm not thrilled about the cost for a $2,500 deductible plan, I can write it off, and I need something. (the boys are both insured elsewhere)
They are coming in cheaper on quotes than Blue Cross, but I've never heard of them.
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selena.delgado9
I've been looking at a plan for myself that they have. While I'm not thrilled about the cost for a $2,500 deductible plan, I can write it off, and I need something. (the boys are both insured elsewhere)
They are coming in cheaper on quotes than Blue Cross, but I've never heard of them.
united health care is one of the top 3 private insurance companies
Where are some good places to get insurance in Michigan, Blue Cross ?
Blue cross is good but expensive ;) I would check a something for small businesses. Usually there is something that runs a co pay and you have to see their doctors but that helps keep the price down ;)
The one we have in washington is not bad i think we pay 500 a month for a family of 4 We use KPS out here.
Blue cross is good but expensive ;) I would check a something for small businesses.
The main thing about blue cross if they do not drop you. You can get diabetes, cancer, etc. and your premiums do not go up. You pay more, but they accept EVERYONE. So regardless of age, or preexisting condition.
Obviously if you had one, then you are going to have to wait their grace period. But after that, you have your 1 million lifetime cap.
The other main difference is lack of preventive care (i.e. copay dr's visits). Those you have to pay out of pocket. Their prescription coverage is not so good. I rarely HAVE prescriptions, and would have to spend $250 for the year before they pick up the tab. But that's ok.
Dr's visits, and my one antibiotic a year's not goign to kill me. Some major issue, or hospital visit would. Plus I do not need to worry about them jacking my rates up if I get some new disease, or being dropped. So I will pay more, and have less to worry about.
I am not familar with all of the rest out there. But I did research a handful before picking Blue Cross.
If you are on a high deductable health plan you should get an HSA (health savings account) and save pretax dollars to use for out of pocket expenses and it earns interest as well and can stay with you. Its simular to a 401k
If you are on a high deductable health plan you should get an HSA (health savings account) and save pretax dollars to use for out of pocket expenses and it earns interest as well and can stay with you. Its simular to a 401k
I just googled that term and am reading, but am getting more confused the more I read.
Of course, that could be due to the wine.
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Doer of Things at MetArtMoney
Where Flawless Beauty Meets Art
~The MetArt Network ~
selena.delgado9
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