Well, FUCK being responsible!
A good friend of mine just called me and said that he got letters from collection agencies this week all offering an 80% discount on his debt. He just paid off over $7,000 in debt for less than $1,500!! He's calling and emailing all his friends to brag about it 
Variations of this are in all his settlement letters...
"We understand that many are facing challenges in these troubling economic times, and we want to work with you on settling this debt. Now that Fall is finally here, why not take action and have this account fall into a new category - 'paid in full'? How you may ask? By taking advantage of our discount offer to you this month, a 80% discount on your current balance of $###.##"
This guy was an irresponsible bastard who just ignored his debt for years and he even had the money to pay off a large amount of his debt, but couldn't be bothered since he wanted to spend money on other things.
Being responsible is definitely NOT smart right now folks........
Variations of this are in all his settlement letters...
"We understand that many are facing challenges in these troubling economic times, and we want to work with you on settling this debt. Now that Fall is finally here, why not take action and have this account fall into a new category - 'paid in full'? How you may ask? By taking advantage of our discount offer to you this month, a 80% discount on your current balance of $###.##"
This guy was an irresponsible bastard who just ignored his debt for years and he even had the money to pay off a large amount of his debt, but couldn't be bothered since he wanted to spend money on other things.
Being responsible is definitely NOT smart right now folks........
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