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I assume you have at least the 20% to put down otherwise ther was no point trying to get that loan. Now if that amount is the MAX you can put down then the only way you can get a house by putting 30% down is to buy a house that is worth 2/3 the amount of the house you currently want. Sure it's not going to be what you want, but if you want a house bad enough that's what you'll have to settle for.
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