Quote:
Originally Posted by BlackCrayon
Most people don't have a choice. The average working person can't afford to buy a nice car or even an "ok" house paid in full.
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Agreed, most people are used to 30 year mortgages and those that couldn't qualify for one jumped at the chance get their dream house.
A lot of people are credit card crazy and these big companies don't wont these people to get their shit together so before they let em off the hook it's just easier to send them another card even though they are not proned to pay it all back.
Pay a loan with a loan. Buy with credit and worry about paying for it later and if you can't pay it's not my fault as they shouldn't given me another card/loan knowing my credit score etc.
The bulk of these people are trained.