Webmasters outside of the USA... does your bank charge a shitload to deposit checks?

Collapse
X
Collapse
 
  • Page of 1
  • Time
  • Show
Clear All
new posts
Previous template Next
  • rowan
    Too lazy to set a custom title
    • Mar 2002
    • 17393
    #1

    Webmasters outside of the USA... does your bank charge a shitload to deposit checks?

    If you think you're paying too much to deposit checks, or the bank holds your converted funds for too long, why not ask your bank if they can do you a better deal? If they can see that you've been regularly depositing checks with no dramas (like half of them being returned) then they should be prepared to lower their "risk barrier" and treat you like a valued, loyal customer.

    It probably helps if you have a major product with them such as a car or home loan, cash management account etc.

    I started off paying a fee per check and waiting between 28 working days and 4-6 weeks. Now I get them cleared on the spot for a single fee per batch.

    You'll never know unless you ask...
    Tags: None
    • Jace
      FBOP Class Of 2013
      • Jan 2004
      • 35562
      #2
      I am not from outside the USA, but I do deposit checks from france and holland on a regular basis, and the hold they put on them is WAY too long...sometimes upwards of 3-4 weeks and shit

        Comment

        • rowan
          Too lazy to set a custom title
          • Mar 2002
          • 17393
          #3
          Originally posted by Jace
          I am not from outside the USA, but I do deposit checks from france and holland on a regular basis, and the hold they put on them is WAY too long...sometimes upwards of 3-4 weeks and shit
          Yeah, I see you have a similar problem. Why don't you talk to your bank?

          The most common question I hear from tellers when I'm depositing a wad of cheques is, "why can't you get the companies to send wires?"

            Comment

            • Jace
              FBOP Class Of 2013
              • Jan 2004
              • 35562
              #4
              Originally posted by rowan
              Yeah, I see you have a similar problem. Why don't you talk to your bank?

              The most common question I hear from tellers when I'm depositing a wad of cheques is, "why can't you get the companies to send wires?"
              I have talked to them and thy offer to do nothing, they say it is standard procedure...even though the companies sending the checks have been the same for 2 years now, and on a very consistant basis

              they even hold canadian checks for 2 weeks at my bank

              and the amount of these checks is only usually $50-70, so a wire would cost too much for that

                Comment

                • Aquarius
                  Confirmed User
                  • May 2004
                  • 4754
                  #5
                  Epassporte

                    Comment

                    • directfiesta
                      Too lazy to set a custom title
                      • Oct 2002
                      • 30166
                      #6
                      I'm in Canada, and TDCanadatrust does'nt charge me nothing for depositing US ( got a shitty 1.07 today ) or Euros . And no holdback ( I am an established customer ... )

                      They charge for incoming wires ...
                      I know that Asspimple is stoopid ... As he says, it is a FACT !

                      But I can't figure out how he can breathe or type , at the same time ....

                        Comment

                        • rowan
                          Too lazy to set a custom title
                          • Mar 2002
                          • 17393
                          #7
                          Originally posted by Aquarius
                          Epassporte
                          pro: cleared funds at call
                          pro: can be used for tax evasion if you have balls

                          con: not every sponsor can send via epass
                          con: hard to track who sends funds, and for what (weird usernames, no check stubs with info)
                          con: shitty currency conversion rate, no interest, plus you have to withdraw as cash

                          Personally I use epass as a supplementary payment system, the majority of my income still arrives via checks, and goes straight into a home loan account where it starts saving me $$$ immediately.

                            Comment

                            • georgeyw
                              58008 53773
                              • Jul 2005
                              • 9865
                              #8
                              Originally posted by Aquarius
                              Epassporte
                              if only every sponsor paid via epassporte...

                              I have to wait 20 business days so 4weeks + for clearance and $10 per cheque. I've asked and I get the usual 'this is how it has to be done'. Although if i have a bunch of cheques fromthe same bank, they only charge me once. So since most of the US sponsors use BOA - I just take in a bunch of cheques at a time. Still a real shit havingto wait so long.
                              TripleXPrint on Megan Fox
                              "I would STILL suck her pussy until her face caved in. And then blow her up and do it again!"

                                Comment

                                • rowan
                                  Too lazy to set a custom title
                                  • Mar 2002
                                  • 17393
                                  #9
                                  Originally posted by georgeyw
                                  if only every sponsor paid via epassporte...

                                  I have to wait 20 business days so 4weeks + for clearance and $10 per cheque. I've asked and I get the usual 'this is how it has to be done'. Although if i have a bunch of cheques fromthe same bank, they only charge me once. So since most of the US sponsors use BOA - I just take in a bunch of cheques at a time. Still a real shit havingto wait so long.
                                  Which AU bank are you with?

                                    Comment

                                    • studiocritic
                                      Confirmed User
                                      • Jun 2005
                                      • 2442
                                      #10
                                      Originally posted by Jace
                                      I have talked to them and thy offer to do nothing, they say it is standard procedure...even though the companies sending the checks have been the same for 2 years now, and on a very consistant basis

                                      they even hold canadian checks for 2 weeks at my bank

                                      and the amount of these checks is only usually $50-70, so a wire would cost too much for that
                                      where are you located jace? bofa and wells fargo are better for that (in my experience)
                                      254342256

                                        Comment

                                        • georgeyw
                                          58008 53773
                                          • Jul 2005
                                          • 9865
                                          #11
                                          Originally posted by rowan
                                          Which AU bank are you with?
                                          Commonwealth

                                          How long do youhave to wait and with which bank?
                                          TripleXPrint on Megan Fox
                                          "I would STILL suck her pussy until her face caved in. And then blow her up and do it again!"

                                            Comment

                                            • wdforty
                                              Confirmed User
                                              • Jul 2004
                                              • 1824
                                              #12
                                              The 28 working days is a killer, I'm with commonwealth too.

                                              They even did that to me on a bank cheque!
                                              icq 157542142

                                                Comment

                                                • Paul Markham
                                                  Too old to care
                                                  • Jun 2001
                                                  • 52942
                                                  #13
                                                  You think you got problems.

                                                  In the UK I had no problems, as soon as the money from any check hit my account it was credited to me. They knew my record and trusted me, had nothing to do with the check writer. When we moved our banking to Czech it all changed.

                                                  6 to 8 weeks to clear checks from companies like LFP and PRO, both companies worth more than the bank with our funds. Regular monthly checks of $2,000 to $10,000 would just sit in limbo.

                                                  It came to a head when we wanted to do a series of movies and after costing it found we were $4,000 short on CLEARED funds, even though we had that amount waiting to be cleared in a week or two.

                                                  They charged us money to lend us our own money that was sitting in their account.

                                                  We looked around for other banks and found another one, as we went to close the account in the original bank they offered to be more lenient.

                                                  What a great feeling to tell a bank manager to STICK IT UP YOUR ARSE.

                                                  Part of the problem though is not just the bank depositing the check, sometimes it's down to the bank issuing the check. They don't always release the funds as fast as they should.



                                                  Blowout deal. 880 videos, 2,400 image sets, plus many RAW videos. $500.
                                                  PM me for a deal. Skype Paulmarkham70

                                                    Comment

                                                    • georgeyw
                                                      58008 53773
                                                      • Jul 2005
                                                      • 9865
                                                      #14
                                                      Originally posted by wdforty
                                                      The 28 working days is a killer, I'm with commonwealth too.

                                                      They even did that to me on a bank cheque!
                                                      hmm they tell me 20 working days...but it never seems to work out that way.

                                                      I've had a number of checks that have taken a few months to clear. Even then, the only reason they end up getting cleared is from me hassling the bank.
                                                      TripleXPrint on Megan Fox
                                                      "I would STILL suck her pussy until her face caved in. And then blow her up and do it again!"

                                                        Comment

                                                        • Antonio
                                                          Too lazy to set a custom title
                                                          • Oct 2001
                                                          • 14136
                                                          #15
                                                          I get my money cleared right away, but the charges can be really high especially on small checks, you get a 25 bucks check and about 10 bucks goes to my account

                                                          epassporte is MUCH cheaper for me, but I still get half my money in checks

                                                            Comment

                                                            • Jace
                                                              FBOP Class Of 2013
                                                              • Jan 2004
                                                              • 35562
                                                              #16
                                                              Originally posted by studiocritic
                                                              where are you located jace? bofa and wells fargo are better for that (in my experience)
                                                              atlanta, ga

                                                              we had a horrible experience with bank of america a few years back, they basically stole $650 from us, admitted to it, and the rep on the phone said, AND I QUOTE "sorry sir, there is nothing you can do about it."....needless to say, we don't use them

                                                              wells fargo doesn't have a local branch

                                                              but we are looking into Washington Mutual, which someone said is pretty good

                                                                Comment

                                                                • bobbyjuly
                                                                  Confirmed User
                                                                  • Jun 2006
                                                                  • 404
                                                                  #17
                                                                  Years ago, ( i am not telling how a decade gone so quick) I moved to Europe for work and my webmaster checks started to come there. I was paying way too much for fees. And they hold the fund for 20 work days. Which is 4 weeks if there is no holidays in between. Otherwise more than 4 weeks.

                                                                  Always be nice to the bank manager! After a few visits, she advised me to prepay a small fee in advance for every check deposit, so the check clears into my account at exact amount instead of paying a higher percentage fee from the check total amount.

                                                                  She was a hottie, wish i made my move back then, lol.

                                                                  cheers,
                                                                  bobby

                                                                  Originally posted by rowan
                                                                  If you think you're paying too much to deposit checks, or the bank holds your converted funds for too long, why not ask your bank if they can do you a better deal? If they can see that you've been regularly depositing checks with no dramas (like half of them being returned) then they should be prepared to lower their "risk barrier" and treat you like a valued, loyal customer.

                                                                  It probably helps if you have a major product with them such as a car or home loan, cash management account etc.

                                                                  I started off paying a fee per check and waiting between 28 working days and 4-6 weeks. Now I get them cleared on the spot for a single fee per batch.

                                                                  You'll never know unless you ask...
                                                                  http://www.whoisnexxxt.com Where Adult Stars come to play!

                                                                    Comment

                                                                    • xclicks
                                                                      Registered User
                                                                      • Jan 2003
                                                                      • 78
                                                                      #18
                                                                      No check here
                                                                      I'm in Canada, with Royal bank, having an US account on RBC Cetura.
                                                                      I get all my money electronically either ACH or wire on RBC cetura or widraw from epassporte to RBC centura
                                                                      From RBC centura to Royal bank is free and instant ;)
                                                                      From Epassporte to Centura it taes about 3 to 5 biz days
                                                                      From ccbill i get wire to Centura ($15 per wire)
                                                                      Xclicks - Free remote trading script
                                                                      XVideohost - post your videos and get some traffic back.

                                                                        Comment

                                                                        • Martin3
                                                                          Confirmed User
                                                                          • Oct 2005
                                                                          • 1529
                                                                          #19
                                                                          Originally posted by Jace
                                                                          I have talked to them and thy offer to do nothing, they say it is standard procedure...even though the companies sending the checks have been the same for 2 years now, and on a very consistant basis

                                                                          they even hold canadian checks for 2 weeks at my bank

                                                                          and the amount of these checks is only usually $50-70, so a wire would cost too much for that
                                                                          What bank do you use?
                                                                          I use Chase, Canadian checks clear the following business day for me.
                                                                          264-543-302

                                                                            Comment

                                                                            • FlogTheLog
                                                                              CuriousToyBoys Little Bitch
                                                                              • Jun 2005
                                                                              • 3842
                                                                              #20
                                                                              whats this check thing you speak of ?

                                                                                Comment

                                                                                • rowan
                                                                                  Too lazy to set a custom title
                                                                                  • Mar 2002
                                                                                  • 17393
                                                                                  #21
                                                                                  Originally posted by FlogTheLog
                                                                                  whats this check thing you speak of ?
                                                                                  *switches to Aussie speak*

                                                                                  We're talking about cheques, mate.

                                                                                  Or are you now an epass snob?

                                                                                    Comment

                                                                                    • FlogTheLog
                                                                                      CuriousToyBoys Little Bitch
                                                                                      • Jun 2005
                                                                                      • 3842
                                                                                      #22
                                                                                      Originally posted by rowan
                                                                                      *switches to Aussie speak*

                                                                                      We're talking about cheques, mate.

                                                                                      Or are you now an epass snob?

                                                                                      *switches to Aussie speak*

                                                                                      epass all the way mate

                                                                                        Comment

                                                                                        • IceMaster
                                                                                          Confirmed User
                                                                                          • Jan 2005
                                                                                          • 8920
                                                                                          #23
                                                                                          My bank takes 15 days to pay me the money.

                                                                                            Comment

                                                                                            • Gambit
                                                                                              Confirmed User
                                                                                              • Nov 2005
                                                                                              • 571
                                                                                              #24
                                                                                              UK HSBC = 10UKP per cheque
                                                                                              Promote http://www.tiedvirgins.com for amazing bondage conversions. CCbill 50/50.

                                                                                                Comment

                                                                                                • rowan
                                                                                                  Too lazy to set a custom title
                                                                                                  • Mar 2002
                                                                                                  • 17393
                                                                                                  #25
                                                                                                  Originally posted by Gambit
                                                                                                  UK HSBC = 10UKP per cheque
                                                                                                  Wow, that's a pretty hefty fee. Assuming you can't do any better then perhaps wires could be a serious consideration: your cheque deposit fee is approaching the cost of an outgoing wire, and a wire will usually have a better conversion rate...

                                                                                                    Comment

                                                                                                    • Jace
                                                                                                      FBOP Class Of 2013
                                                                                                      • Jan 2004
                                                                                                      • 35562
                                                                                                      #26
                                                                                                      Originally posted by Martin3
                                                                                                      What bank do you use?
                                                                                                      I use Chase, Canadian checks clear the following business day for me.
                                                                                                      it is a local credit union here, Bond...I am not really all that worried about it, just because the checks only total about $200-300 a month or so

                                                                                                        Comment

                                                                                                        • georgeyw
                                                                                                          58008 53773
                                                                                                          • Jul 2005
                                                                                                          • 9865
                                                                                                          #27
                                                                                                          Originally posted by FlogTheLog
                                                                                                          whats this check thing you speak of ?
                                                                                                          just trying to fit in with the gang

                                                                                                          cheques bite the big one!
                                                                                                          TripleXPrint on Megan Fox
                                                                                                          "I would STILL suck her pussy until her face caved in. And then blow her up and do it again!"

                                                                                                            Comment

                                                                                                            • Jakke PNG
                                                                                                              ex-TeenGodFather
                                                                                                              • Nov 2001
                                                                                                              • 20306
                                                                                                              #28
                                                                                                              My bank takes 50 eur per check.
                                                                                                              .. I switched to wires long time ago.
                                                                                                              ..and I'm off.

                                                                                                                Comment

                                                                                                                • Crypt
                                                                                                                  Confirmed User
                                                                                                                  • Apr 2004
                                                                                                                  • 2225
                                                                                                                  #29
                                                                                                                  Originally posted by directfiesta
                                                                                                                  I'm in Canada, and TDCanadatrust does'nt charge me nothing for depositing US ( got a shitty 1.07 today ) or Euros . And no holdback ( I am an established customer ... )

                                                                                                                  They charge for incoming wires ...
                                                                                                                  Exact

                                                                                                                  Check deposit free, but they get you back on wire fee hehe
                                                                                                                  But overall its a good bank, i use the same , and the nice thing is when you are *trusted* you get some privileges.

                                                                                                                    Comment

                                                                                                                    • marky9378
                                                                                                                      Confirmed User
                                                                                                                      • Jun 2006
                                                                                                                      • 205
                                                                                                                      #30
                                                                                                                      Hey

                                                                                                                      Im in the UK and charges in this country is way to high and the bank manager cant even offer me a drink (lol)
                                                                                                                      Professional Website Design

                                                                                                                        Comment

                                                                                                                        • Dennis69
                                                                                                                          Confirmed User
                                                                                                                          • Feb 2003
                                                                                                                          • 1685
                                                                                                                          #31
                                                                                                                          They use to hold mine at first until they got a history of them not bouncing... now I have no problems at that branch and there are no fees... but I've since moved about 2 hours away from that branch and the branch that is 5 minutes away won't touch my cheques at all

                                                                                                                          Doesn't make sense to have to drive 2 hours to do something that I should be able to at the same bank thats only 5 minutes away
                                                                                                                          HaHaHa

                                                                                                                            Comment

                                                                                                                            • digifan
                                                                                                                              The Profiler
                                                                                                                              • Oct 2002
                                                                                                                              • 14618
                                                                                                                              #32
                                                                                                                              Checks are not worth it.. banks are greedy bastards.
                                                                                                                              [email protected]
                                                                                                                              Webair Rocks

                                                                                                                                Comment

                                                                                                                                • PussyTeenies
                                                                                                                                  Confirmed User
                                                                                                                                  • Feb 2005
                                                                                                                                  • 6496
                                                                                                                                  #33
                                                                                                                                  15 days to deposit it
                                                                                                                                  around $15 bucks

                                                                                                                                  other bank' fee is $50
                                                                                                                                  Need adult hosting?

                                                                                                                                  Contact us!
                                                                                                                                  WARM Hosting

                                                                                                                                  Need an IT solution? or someone to check your site and security? Nossie - IT Professional

                                                                                                                                    Comment

                                                                                                                                    • u-Bob
                                                                                                                                      there's no $$$ in porn
                                                                                                                                      • Jul 2005
                                                                                                                                      • 33063
                                                                                                                                      #34
                                                                                                                                      I pay 12 euros per batch, don't have to wait for my money (gets cleared right away).

                                                                                                                                        Comment

                                                                                                                                        • breaker
                                                                                                                                          Confirmed User
                                                                                                                                          • Oct 2003
                                                                                                                                          • 652
                                                                                                                                          #35
                                                                                                                                          5 days and $20 per check
                                                                                                                                          Cash Breaker
                                                                                                                                          Latinas Deliciosas Blonde Loves Black She's Fuckable Fresh Blowjobs
                                                                                                                                          ICQ: 147104800

                                                                                                                                            Comment

                                                                                                                                            • RogerV10
                                                                                                                                              Confirmed User
                                                                                                                                              • May 2006
                                                                                                                                              • 1000
                                                                                                                                              #36
                                                                                                                                              Wow that sucks. Why not use epassporte for those with big fees?

                                                                                                                                              See how woman just give me their Money! you too can make easy money with GGWCash. join off my sig and get a free GGW Trucker hat or shirt now!
                                                                                                                                              http://www.ggwcash.com/?wmid=957
                                                                                                                                              Also when you get a chance check out www.PornoPushers.com

                                                                                                                                              ICQ: 161759738 AIM:RemoteRoger

                                                                                                                                                Comment

                                                                                                                                                • justsexxx
                                                                                                                                                  Too lazy to set a custom title
                                                                                                                                                  • Aug 2001
                                                                                                                                                  • 13723
                                                                                                                                                  #37
                                                                                                                                                  2 working days, fee is like 13 euro per check tho :-(
                                                                                                                                                  Questions?

                                                                                                                                                  ICQ: 125184542

                                                                                                                                                    Comment

                                                                                                                                                    • IceMaster
                                                                                                                                                      Confirmed User
                                                                                                                                                      • Jan 2005
                                                                                                                                                      • 8920
                                                                                                                                                      #38
                                                                                                                                                      Their fee is 7 euro.

                                                                                                                                                        Comment

                                                                                                                                                        • cool1
                                                                                                                                                          sex is good
                                                                                                                                                          • Sep 2001
                                                                                                                                                          • 24939
                                                                                                                                                          #39
                                                                                                                                                          between 3 to 6 weeks my credit union will hold a check, until it clears and it is thier choice on how long.
                                                                                                                                                          And they won't tell me if it clears earlier than the time they have picked.
                                                                                                                                                          it really sucks but there is no fee involved.
                                                                                                                                                          Its the main reason I like epassporte so much.

                                                                                                                                                            Comment

                                                                                                                                                            • klixxxgirl
                                                                                                                                                              Confirmed User
                                                                                                                                                              • Feb 2006
                                                                                                                                                              • 309
                                                                                                                                                              #40
                                                                                                                                                              Originally posted by rowan
                                                                                                                                                              .... treat you like a valued, loyal customer.


                                                                                                                                                              obviously you've never been to Panama
                                                                                                                                                              See you in Curacao! The 6th Annual Island Gathering
                                                                                                                                                              October 12 - 16, 2006
                                                                                                                                                              Check out pics from last year!

                                                                                                                                                              Kevsh: "Just as I've always said, "once you go Russian, you never go back"

                                                                                                                                                                Comment

                                                                                                                                                                Previous template Next
                                                                                                                                                                Working...