Hey Robbie,
PaySaint is perfect for your needs. We should be Beta launching within the next week or so finally
A major difference between us and ePass that addresses SpikeD's concerns is users have to add and confirm their bank accounts (we support all local banks in just about every EU country) and there is no debit card at this point, so no worry of fraud there.
Anyhow if you want to get in on Beta, or once we're publicly launched, just hit me up
