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Dood, for fuck sakes, do you have to argue over everything? I've talked to my investment advisor on this, and he assures me that when looking at these kinds of trends people tend to think in the here-and-now rather than the long term.
As I said.... IF YOU CAN AFFORD to keep some funds back, then it's probably a good idea to do so, because things will inevitably change. Things always do, and anyone who has been around long enough to study the markets knows that.
If you want to be a doomsayer that's your business. What part of "do what is best for you" didn't you quite get?
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