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I would suggest that if you can afford it, leave your US money in your US account for now, and wait and see what happens. Markets always go up and down..... always. This downtrend of the US dollar isn't going to last forever, so wait...if you can.
If you can't, then again, don't worry about it. I'm not. When I got in this biz and started depositing cheques, the US dollar was worth $1.46 Cdn, so anything above that was "gravy" to me, and we all know the exchange rate went wayyy up over the past few years. I once transfered $2500 bucks over when it was at a whopping $1.62 Cdn. That was...insane.
Like I say, up and down, So if you need to move some US over to your Cdn, move only what you need and leave the rest in your US account.... and wait.
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