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seeric

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Would you buy a new car cash?

05-24-2006, 01:25 PM

i'm thinking of going to buy that cadilllac cts. i hate having debt and i am wondering what is wrong with buying it cash outright. several people have told me not to do it. won't i be able to get it for alot cheaper if the dealership sees a fat envelope full of money? never bought a brand new car before but i am finally in the position to do it.
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FuqALot

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#2

05-24-2006, 01:32 PM

debt is for wannabee'z. i have neve tried it but i couldnt imagine it would be fun to drive or use something when you didn't pay for it.

i bought a new car in cash the other month in germany. i wired it though. bringing that amount in cash is not really comfy hehe.
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After Shock Media

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#3

05-24-2006, 01:32 PM

I always only buy used.
I have this issue with buying anything that once I sign my name and move it 20 feet it drops 30% in value.

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seeric

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#4

05-24-2006, 01:34 PM

Originally posted by After Shock Media

I always only buy used.
I have this issue with buying anything that once I sign my name and move it 20 feet it drops 30% in value.

good idea. buying one that was used for 10k miles or so would save me a bundle and i can used that money on new wheels and stereo.
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#5

05-24-2006, 01:34 PM

about dropping value, it depends.

if you buy a car that is exclusive and hard to get, then there is not much dropping in value.
especially when you put it on one of your businesses and then write off that shit, even the value dropping is a good writeoff. but again, it depends on the car and how much it is.
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#6

05-24-2006, 01:35 PM

Originally posted by After Shock Media

I always only buy used.
I have this issue with buying anything that once I sign my name and move it 20 feet it drops 30% in value.

someone has to buy a new car so that you can buy a used one though ;)

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The Ghost

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#7

05-24-2006, 01:36 PM

No, unless your credit is complete shit. It is common to have sub 3% finanacing, and you can do anything short of thowing your money in the wind and earn more than that in investments. No point of tying up that kind of cash for something you can slow pay over 36 months +.

You can get the same deals with credit than you can with cash.

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#8

05-24-2006, 01:37 PM

Originally posted by FuqALot

about dropping value, it depends.

if you buy a car that is exclusive and hard to get, then there is not much dropping in value.
especially when you put it on one of your businesses and then write off that shit, even the value dropping is a good writeoff. but again, it depends on the car and how much it is.

I am not for flash or trying to impress people. To me a car is a tool and as long as it does the job and is comfortable then that is all I need.
I would much rather put my money into other more important things.

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#9

05-24-2006, 01:37 PM

They'll fill out a STR (Suspicious Transaction Report) form and send it to the government if you do it in the US...
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FuqALot

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#10

05-24-2006, 01:38 PM

Originally posted by After Shock Media

I am not for flash or trying to impress people. To me a car is a tool and as long as it does the job and is comfortable then that is all I need.
I would much rather put my money into other more important things.

well yeah, that's the thing you have to consider. for me, i love cars, and the faster the better. hehe.
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#11

05-24-2006, 01:38 PM

dude you can write off a portion for taxes under a lease

why not take advantage of that...talk to your cpa...find the right amount to put down and invest the rest

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#12

05-24-2006, 01:39 PM

Originally posted by polish_aristocrat

someone has to buy a new car so that you can buy a used one though ;)

That is what car rental companies are for. They can buy shit new and I can buy it used shortly after.

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#13

05-24-2006, 01:39 PM

Originally posted by minusonebit

They'll fill out a STR (Suspicious Transaction Report) form and send it to the government if you do it in the US...

yup...unless you're an old man....i wouldn't suggest going in with cash

i mean you can...just prepare yourself for an audit & rectal exam

i believe using anything over $9,999 in cash for anything....they are supposed to report

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#14

05-24-2006, 01:39 PM

If you buy it new, you'll probably save more money if you finance a certain % anyways.

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#15

05-24-2006, 01:40 PM

Yes, why not. If i have the cash
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#16

05-24-2006, 01:40 PM

Originally posted by FuqALot

well yeah, that's the thing you have to consider. for me, i love cars, and the faster the better. hehe.

If ya love cars then of course go for it.

If I had a love affair with cars though I think I would be most interested in older muscle cars. Plus they go up in value and I love their looks.

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#17

05-24-2006, 01:48 PM

Originally posted by After Shock Media

I always only buy used.
I have this issue with buying anything that once I sign my name and move it 20 feet it drops 30% in value.

Me too. I have a friend that owns 20 wholesale lots and hits auctions all the time. He gets his hands on some phat rides that are like 1 and 2 years old. The price is way low compared to anything new.

New cars may be one of the biggest wastes on money. Like you said, as soon as you drive out of the lot you just lost thousands.

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#18

05-24-2006, 01:50 PM

Originally posted by The Ghost

No, unless your credit is complete shit. It is common to have sub 3% finanacing, and you can do anything short of thowing your money in the wind and earn more than that in investments. No point of tying up that kind of cash for something you can slow pay over 36 months +.

You can get the same deals with credit than you can with cash.

my credit score is 715. had a bankrupcy in 1996, over and done 10 years back. i've built it back slowly and then paid off evrything a few years back.
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#19

05-24-2006, 01:51 PM

Originally posted by FuqALot

about dropping value, it depends.

if you buy a car that is exclusive and hard to get, then there is not much dropping in value.

and what's that? a car that 1 out of 100k owners have?
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#20

05-24-2006, 01:54 PM

Originally posted by A1R3K

i'm thinking of going to buy that cadilllac cts. i hate having debt and i am wondering what is wrong with buying it cash outright. several people have told me not to do it. won't i be able to get it for alot cheaper if the dealership sees a fat envelope full of money? never bought a brand new car before but i am finally in the position to do it.

Do it, it's much nicer.

I paid cash for my Ferrari so I can sleep better and not worry about a huge payment or anything. It was $360k so I just took $720k and put half aside for the IRs and the other half took to the dealer.

Also I wouldn't pay in actual cash, cause anything over like $5k cash they have to report to the IRS and that's a major flag and that = audit

If you have your own company you can put that Cadillac under it and write it off too!

thats my advice!

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seeric

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#21

05-24-2006, 01:55 PM

auction is a possibility too i didnt think of that. great info in here you guys. i never knew about the cocksuckers reporting you for spending cash. what a way to thank your customer that just dropped 25k or so on your desk.

"um yeah mr fbi, this guy jsut bought a car from us cash, you might wanna shcek him out."

cock smokers.
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seeric

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#22

05-24-2006, 01:56 PM

Originally posted by DatingGold

Do it, it's much nicer.

I paid cash for my Ferrari so I can sleep better and not worry about a huge payment or anything. It was $360k so I just took $720k and put half aside for the IRs and the other half took to the dealer.

Also I wouldn't pay in actual cash, cause anything over like $5k cash they have to report to the IRS and that's a major flag and that = audit

If you have your own company you can put that Cadillac under it and write it off too!

thats my advice!

yeah i have a co. this is what i will do for sure. cpa told me about all that write off stuff too. thanks everyone good info again.
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#23

05-24-2006, 01:57 PM

Originally posted by After Shock Media

That is what car rental companies are for. They can buy shit new and I can buy it used shortly after.

I would never buy a rental car.. Why, cause I know how I treat a rental car. like a fucking $1 hot wheel. Too much abuse.

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#24

05-24-2006, 01:57 PM

Also IMO unless it's like your dream car, there is nothing wrong with buying a used car.

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#25

05-24-2006, 01:58 PM

Originally posted by DatingGold

I would never buy a rental car.. Why, cause I know how I treat a rental car. like a fucking $1 hot wheel. Too much abuse.

If your carefull and you have a mechanic check the car out top to bottom there is very little risk. It is pretty easy to spot the abused ones.

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#26

05-24-2006, 02:04 PM

Why not finance for 3 years and build up your credit? you can get 0% interest from a few of the companies right now
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#27

05-24-2006, 02:04 PM

Originally posted by DatingGold

I would never buy a rental car.. Why, cause I know how I treat a rental car. like a fucking $1 hot wheel. Too much abuse.

I completely agree. NEVER buy a rental and I mean never. I don't care if a mechanic looks at it, they can miss something.

My buddies and I just rented a Caddy up in Frisco and took it to Wine country. We were up there for 4 days. This was 4 30+ year old men. We trashed that thing. Neutral slams, fishtails, ran into curbs, we even popped one of the radial threads in the tire and the side of it looked like it had a welt on it.

I know we are not the only ones that beat the shit out of rentals. Thats what they are for. To do the things you'd never do to your own ride

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#28

05-24-2006, 02:13 PM

Originally posted by After Shock Media

I always only buy used.
I have this issue with buying anything that once I sign my name and move it 20 feet it drops 30% in value.

uhuh same thought here

pay cash get a decent used one with 10k miles or so on it and save 20%

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#29

05-24-2006, 02:14 PM

Originally posted by The Ghost

No, unless your credit is complete shit. It is common to have sub 3% finanacing, and you can do anything short of thowing your money in the wind and earn more than that in investments. No point of tying up that kind of cash for something you can slow pay over 36 months +.

You can get the same deals with credit than you can with cash.

Exactly... when you have money, credit is a dime a dozen and you can make a lot more with the money.

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#30

05-24-2006, 02:21 PM

na.. make payments

better for your credit
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#31

05-24-2006, 02:24 PM

Originally posted by A1R3K

auction is a possibility too i didnt think of that. great info in here you guys. i never knew about the cocksuckers reporting you for spending cash. what a way to thank your customer that just dropped 25k or so on your desk.

"um yeah mr fbi, this guy jsut bought a car from us cash, you might wanna shcek him out."

cock smokers.

It's a LAW ... they don't really have the choice.

Originally posted by rayadp05

I rebooted, deleted temp files, history, cookies and everything...still cannot view the news clip. All I see is that fucking gay ass music video from "Rick Roll". Anyone else have a different link to the news clip?
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#32

05-24-2006, 02:26 PM

Originally posted by A1R3K

my credit score is 715. had a bankrupcy in 1996, over and done 10 years back. i've built it back slowly and then paid off evrything a few years back.

Cool, thanks for the info it was the last piece I needed to create my new fake life using your VET records.

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#33

05-24-2006, 02:29 PM

I was sick of buying cars even with only a few k miles on it, and having problems, so recently bought a brand new one. Not cash though...

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#34

05-24-2006, 02:32 PM

I just bought my Wrangler and was going to pay it all in cash but they had a $500 rebate if you financed through them. So I paid 4/5 in cash and will pay balance as soon as the first bill comes in. It's 2nd play car I plan to keep unil the wheels fall off. For a daily driver, I'd rather lease.
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