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I pray and hope never.
Back when my health problems started oh 10 years ago or so, I knew that I would eventually lose my job because of it. Knowing that I would then be un-able to afford the house much longer, I sold it. I didn't fucking wait till I was neck deep in shit hoping to be bailed out.
But even before that, way back when I bought the house, do you know what I did? I read the fucking contract and all of the other documents.
No, they didn't all make sense, but that is why I had an attorney do the same. Not having an attorney look over something that you are about to spend 100G+ on is stupid.
Only after I understood everything did I sign the deluge of documents.
Do I feel sorry for some of these people? Of course, but not because they can't afford their payments, but because their public school systems apparently failed them.
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