Originally Posted by howard

Im 45 and fine now but life is a roller coaster...

Lesson to everyone..OWN YOUR HOME...I bought a condo when i was 20 years old for 33k (had 30k mortgage at 14.5 % LOL) and always owned where I lived.

I was stupid with cash for many years and got myself in debt but if you have equity in your home you can always borrow against. The key is obviously not to overspend, gamble live like a rap star etc etc...

But CREDIT is more important that cash in reality. And the key is to never fuck your credit. Once you do your FUCKED. Reason is common sense. Almost 99% of world doesnt have cash to pay for there house. YOU NEED CREDIT...You can have no cash but good credit and get a house. You can have cash and no credit and YOUR FUCKED.