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Just some advice for those who are in debt
First you have to admit that you are in debt which is pretty hard for most people to do as I found out..
If you are having financial problems never ever just leave it..the problem wont go away and your debts will just build up.
Always reply to demands I found that in most cases you can come to some arrangment and they will help you out.
If you have access to a finacial debt advisor..go and see them.
Its nothing to be ashamed off and so many people go through debt problems plus the quicker you get it sorted out the better it is for all so if you are in this situation dont be a moran and let it spirral out of control, go and get it sorted...
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