I live in Panama (Panama City), and I really like it (including during the day).
Drivers License -- You can't get a Panamanian drivers license unless you have residency, in the process of getting residency, etc. However, all foreign drivers licenses are valid for three months after your date of entry.
Visa -- There are lot's of different ways, which pretty much depend on how much money you are willing to throw at the process. A bunch of people stay for three months, leave to CR or Colombia for a couple days, re-enter, etc. I would suggest doing that at first to see if you like it.
If you have any other questions, let me know!!!
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