Quote:
Originally Posted by jscott
so have I, more this year so far than all of 07 combined
it's a horrible "trend" i'm just hoping it's just a bad luck streak though, but i think it's bigger than that, maybe it is the thing with the economy 
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This seems to have started in January and to my eyes is some sort of banking - processing thing rather than a surfer issue. It really looks like the acquiring banks have tightened processing criteria and therefore scrubs.
In my case it seems the refund/chargeback spike has passed. One interesting thing was that most of these were older transactions, 3 to 6 months.
The thing that has me most concerned at the moment is the ball crunchingly tight scrubs that all the processors seem to have now.