Quote:
Originally Posted by Gunni
shouldn't the bank take some responsibility for lending them money they must have known 100% they couldn't pay?
In Spain they will not give you a mortgage that requires you to pay more than 33% of what you make per month.
|
You can get 10 credit cards with 10K limit each pretty easily...doesnt mean you should get them and then max them all out with no way of paying them back and then blame the credit card company for sending you the cards...
yes I agree banks were irresponsibile as well for lending the way they did but most of the responsibilty still needs to go to the end user who borrowed beyond their means...if you dont know your own finances and know what you can and can't afford then I have no sympathy for you.