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Old 04-05-2008, 11:09 AM  
Kevsh
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Join Date: Dec 2004
Location: TO
Posts: 8,619
Quote:
Originally Posted by ztik View Post
I would take it out of my bank account?

A mortgage is a liability not an investment. What happens if your house value drops down to nothing and you end up owing more than your house is worth?
And consider the suckers that have 25 and 30 year mortgages. Just do the math on how much that home will end up costing you? It's robbery.

Smart people don't go and get a $500K / 25-year mortgage just because the bank pre-approves them for that much. They get something more reasonable instead, save up a significant down payment and then getter a shorter-term mortgage and pay off their home sooner = total cost of ownership is FAR less (again, do the math).
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