Originally Posted by Michael O

We have nothing to do with the exchange rate.
VISA sets the rate, we charge a $2 fee and the ATM owner might charge a fee as well both would be included in the amount deducted from your account.
In the past I have said its our bank that sets the exchange rate but that wasn't correct.

For me personally when I have checked there is less then 1% difference between going into the bank with cash US$ or withdrawing using the ePassporte Electron card.