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CNN keeps interviewing people today who say "I know we probably couldn't afford the house we bought, but we did it anyway because we thought it was a good idea." Since when is buying things you can't afford to pay for a good idea? CNN is treating it like a sob story when these people clearly overextended themselves.
That said, I have tons of sympathy for people who ran into unexpected dire straights like loss of job or health and then found themselves in financial trouble that way.
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