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You're proud of having to borrow into your future? Take a word from the wise and don't go credit card happy. That's how they lure you into the debt lifestyle.
As soon as you get your first card, then you'll get more offers. Before you know it you can have 5 cards with $5k limits each. Then you get $10K limit cards and now you're $50K in the hole.
Unless you can afford to pay off your line every month, you will be raped ruthlessly by the banks.
Stick with debit cards and you will never spend more than you really can afford.
DON'T MORTGAGE YOUR FUTURE! ITS A TRAP!
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