Buying My First House

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  • Jensen
    Confirmed User
    • Apr 2001
    • 3790

    #1

    Buying My First House

    How did it go? I'm looking and talked to a lot of banks to get a proper loan.. most were negative (even though I have 40-50% capital) since I was self employed and "young".. one bank even demanded to see industry contracts

    People with low paying jobs seemes to easily get loans with nada or 10% of capital so why the heck are we so not wanted by banks?
  • LiveDose
    Show Yer Tits!
    • Feb 2002
    • 25792

    #2
    Originally posted by Jensen
    one bank even demanded to see industry contracts
    Send them here, we'll vouch for you...
    Last edited by LiveDose; 03-23-2006, 01:33 AM.

    Scammer Alert: acer19 acer [email protected] [email protected] Money stolen using PayPal

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    • Jensen
      Confirmed User
      • Apr 2001
      • 3790

      #3
      [QUOTE=LiveDose]
      Originally posted by Jensen
      one bank even demanded to see industry contracts
      QUOTE]

      Send them here, we'll vouch for you...
      I'll wear my gfy shirt to the next bank

      Comment

      • DavieVegas
        Confirmed User
        • Jun 2004
        • 6117

        #4
        me two in deceomber
        SKYPE#: davievegas - email: ddmedia702[at]mail[.]com

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        • andrej_NDC
          Registered User
          • May 2004
          • 7760

          #5
          Banks over here are even offering me loan products...so I only have to choose a house. We are on the same boat, I hope to have mine this year.

          Comment

          • flashfreak
            Confirmed User
            • Jun 2002
            • 4396

            #6
            Originally posted by Jensen
            How did it go? I'm looking and talked to a lot of banks to get a proper loan.. most were negative (even though I have 40-50% capital) since I was self employed and "young".. one bank even demanded to see industry contracts

            People with low paying jobs seemes to easily get loans with nada or 10% of capital so why the heck are we so not wanted by banks?
            dude it's exactly what happened to me. they wanted signed contracts, clients list etc.
            they saw I have a nice net profit / year but they said my company is quite new (2 years) and here like 7% of the new companies survive 2 years and 2% in 5 years. they even asked me about my skills.. fucking retarded.

            wasted few good days with these croks. I fucked them all, waited few more months and bought an apartment last month with cash.
            SEO Mogul | ICQ: 163671223

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            • Mr.Right - Banned For Life
              I guarantee it
              • May 2005
              • 18314

              #7
              Originally posted by LiveDose
              Send them here, we'll vouch for you...

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              • Jensen
                Confirmed User
                • Apr 2001
                • 3790

                #8
                Originally posted by flashfreak
                dude it's exactly what happened to me. they wanted signed contracts, clients list etc.
                they saw I have a nice net profit / year but they said my company is quite new (2 years) and here like 7% of the new companies survive 2 years and 2% in 5 years. they even asked me about my skills.. fucking retarded.

                wasted few good days with these croks. I fucked them all, waited few more months and bought an apartment last month with cash.
                not good :/

                Comment

                • Ross
                  Ik ben een aap
                  • Sep 2002
                  • 18874

                  #9
                  I bought my first house last December. Its a great feeling to sign all the paperwork.

                  Good luck on getting your own place.

                  Comment

                  • everestcash
                    Confirmed User
                    • Apr 2002
                    • 2194

                    #10
                    screw them, rent out

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                    • Drake
                      Hello world!
                      • Mar 2003
                      • 12508

                      #11
                      young and owning your own house.... plan on getting laid a lot!

                      Comment

                      • breaker
                        Confirmed User
                        • Oct 2003
                        • 652

                        #12
                        My bank just want to see a steady income on my accounts over some time. Should be less problem if you have such high % cash at the purchase.
                        Cash Breaker
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                        ICQ: 147104800

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                        • Sinstar
                          Confirmed User
                          • Mar 2006
                          • 1206

                          #13
                          Best of luck getting your house! Banks hate the self-employed. They'd rather you be working for McDonalds because they trust that corporate $180 weekly paycheck a lot more than your fat internet cash, or as bankers call it... "monopoly money".

                          Comment

                          • Vasago Reno
                            So Fucking Banned
                            • Mar 2006
                            • 483

                            #14
                            Good luck with your new first home. I remember the experience and it was a good feeling.

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                            • Jensen
                              Confirmed User
                              • Apr 2001
                              • 3790

                              #15
                              Originally posted by Mike33
                              young and owning your own house.... plan on getting laid a lot!
                              already share this rented place.. but sure.. I'd welcome a trio

                              Comment

                              • Manowar
                                jellyfish  
                                • Dec 2003
                                • 71528

                                #16
                                Originally posted by Mike33
                                young and owning your own house.... plan on getting laid a lot!

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