Credit card theft question

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  • tony286
    lurker
    • Aug 2002
    • 57021

    #1

    Credit card theft question

    My dad calls me someone counterfeited his amex card and was using it NY.They bought stupid shit like burger king and dunkin donuts. He asked was there something he could get to protect himself. I figured lifelock, your thoughts?
  • Peaches
    Old broad
    • Oct 2002
    • 13933

    #2
    They usually start out with small items to make sure it works before hitting the bigger purchases.

    He's already protected against fraudulent charges per his contract with AMEX, no? I don't see a reason to pay for something else.

    If he's worried about identity theft he can put a lock on his credit reports for free if someone's trying to get more credit using his info.

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    • papill0n
      Unregistered Abuser
      • Oct 2007
      • 15547

      #3
      hmm whats lifelock tony? I was a victim of credit card fraud here recently and because it was the first time my bank didn't even want to reissue a new card.

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      • L-Pink
        working on my tan
        • Mar 2005
        • 39151

        #4
        I'll take a whopper here's my AM/EX ... lol .....

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        • buzzy
          Confirmed User
          • May 2007
          • 2606

          #5
          Originally posted by L-Pink
          I'll take a whopper here's my AM/EX ... lol .....

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          • tony299
            lurker
            • Aug 2002
            • 57021

            #6
            Originally posted by Peaches
            They usually start out with small items to make sure it works before hitting the bigger purchases.

            He's already protected against fraudulent charges per his contract with AMEX, no? I don't see a reason to pay for something else.

            If he's worried about identity theft he can put a lock on his credit reports for free if someone's trying to get more credit using his info.
            Amex protected him from the charges and is going to issue him a new card with a new number.
            Last edited by tony286; 01-04-2008, 03:09 PM.

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            • woj
              <&(©¿©)&>
              • Jul 2002
              • 47882

              #7
              just tell him to call up amex, they will send him a new card with a new number over..
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              • tony299
                lurker
                • Aug 2002
                • 57021

                #8
                Originally posted by RageCash-Ben
                hmm whats lifelock tony? I was a victim of credit card fraud here recently and because it was the first time my bank didn't even want to reissue a new card.
                www.lifelock.com I think its only for USA.

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                • tony299
                  lurker
                  • Aug 2002
                  • 57021

                  #9
                  Originally posted by L-Pink
                  I'll take a whopper here's my AM/EX ... lol .....
                  Yeah it was weird the choices. lol Peaches explaining it makes sense now.

                  Comment

                  • sextoyking
                    Confirmed User
                    • Dec 2001
                    • 6034

                    #10
                    Originally posted by tony404
                    My dad calls me someone counterfeited his amex card and was using it NY.They bought stupid shit like burger king and dunkin donuts. He asked was there something he could get to protect himself. I figured lifelock, your thoughts?
                    He's covered with Amex, have him call and dispute all charges that were made. They will issue a new card with #. Per federal law anyone who has a credit or debit card is covered against fraudulent charges / purchases.

                    Lifelock is a waste of money in my opinion. You can do the same on your own for free most of the time.

                    Put a lock(s) on each of your 3 credit reports and look at each report for any innac. info, etc.
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                    • Peaches
                      Old broad
                      • Oct 2002
                      • 13933

                      #11
                      After looking around it seems in GA he can't actually put a "lock" on his reports (though I'm sure Clark Howard is working towards changing this) but he can put a fraud alert on them.

                      Here's the contact info for the bureaus:

                      http://moneycentral.msn.com/content/...ng/P135036.asp

                      Comment

                      • papill0n
                        Unregistered Abuser
                        • Oct 2007
                        • 15547

                        #12
                        Originally posted by tony404
                        www.lifelock.com I think its only for USA.
                        Thanks. Generally everything that happens in the US eventually makes its way here so maybe this will too.

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