Originally Posted by Kimmykim

I was definitely not addressing using NATS with a merchant account, just making it clear that Paycom/CCBill clients would not have the ability or option to see the cardholder data collected by the IPSP unless they chose to allow it.

The information available to a merchant account holder, from a subscriber data point of view, is entirely another animal.

As of late, and rightly enough, the card associations/processing banks are forcing merchants to either be PCI compliant or agree to have their data held by a PCI compliant gateway service, such as Netbilling, in writing.