Nope nobody in my state will sell it to me at any price. I applied with every licensed insurance company in my state and not a one would sell me a policy at any price so anybody that tells you the US health system is great is full of shit. It is only good if you don?t actually need it.
Yep - costs about $240/year all inclusive. Also got an air ambulance policy - dunno wot for - the health system here is very good and no need to fly to another country - that costs just under $1000 ish.
Just wondering...
Medical is free of charge here, and it's generally a great service.
Well.. "free" still costs But know what you mean.
Our "free" Universal Heathcare costs $240, but hard to beat and sounds much the same as Canada. Even if you don't make any payment - they still treat you and don't even ask - it never was about money, but nice to give em credit and pay.
Well typically anytime you see a doctor/get a bloodtest/etc, a claim is filed on your behalf. If you know your plan well enough you should know ahead of time what is and isn't allowed. To answer the original question, yes we have health insurance and it's pretty expensive. Upwards of $600/month for the 2 of us.
The more I know about US medicine, the more I am convinced that free health care for all citizens is the way to go.
I don't know....I have a friend in Ireland and there is absolutely no comparison between her prenatal care and my prenatal care (in the USA). She is rather jealous of my care as her care is rather unimpressive. Granted, I really don't know much about Ireland's health care system, I just know that she's not happy with her care. I don't think either system is perfect, but I am very happy with the care I receive here in America. I feel quite safe delivering here.
Nope - Don't have any. I learned that you should have it, no matter what, if you live in the USA. I was in a really bad car wreck the day before thanksgiving and now im around $6k in medical bill debt.
I make claims every year. Never had a denial. Just had two major operations in a month. One was an emergency but even with the elective surgery I was able to get it w/in days of making the decision and insurance paid it w/in 2 weeks.
The doctor's office sends that shit in, and yes, for what is covered. They approve it and send me an invoice showing what they paid, and what I have to pay.
last month i nearly stepped on a rattlesnake wearing sneakers and shorts in the desert, alone, a few miles from anywhere. lucky for me it did not strike even though it was 4 inches from my ankle. instead, it moved out from under my foot to avoid being stepped on, coiled, and rattled.
wake up call!
anti venom costs 1500$ a vial and many victims need 100 vials.
so, where/who should i get health insurance for just myself?
Last edited by fuzzylogic; 08-12-2008, 12:26 PM.
Reason: bolding text
I think it depends on what state you live in, some have high risk pools, some require an insurer of last resort, etc. I myself have a BCBS plan that isn't bad but really depends on what you need how much you pay. End of the day most insurance I've seen is only good for moderate users, I have a ton of medical stuff now and I'd much rather pay cash without insurance if I could afford it.
I don't know....I have a friend in Ireland and there is absolutely no comparison between her prenatal care and my prenatal care (in the USA). She is rather jealous of my care as her care is rather unimpressive. Granted, I really don't know much about Ireland's health care system, I just know that she's not happy with her care. I don't think either system is perfect, but I am very happy with the care I receive here in America. I feel quite safe delivering here.
Absolutely no comparison. That's right.
Infant mortality rate in the US: 6.3/1000
Infant mortality rate in Ireland: 4.9/1000
Maternal mortality rate in the US: 8/100k
Maternal mortality rate in Ireland: 6/100k
You'd be a hell of a lot safer delivering in Ireland
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