Oh I pay mine too
But I KNEW that as soon as a collector called = instant discount. And my credit rating has not been hit whatsoever, lol. Risky, but I got the satisfaction they tried to deny, heh.
Collection agencies usually make a percentage of whatever is owed, but only if they collect.. so they'll bottomline it instantly and cut the shit if you're writing a check.
I think it's funny that you're just costing them money and they have no way to make a dime anyway, lmao
