I spend less on Christmas than I do on travel. After the trip to Vegas is when my pain will come I always pay my CC bills in full but it just amazes me when I have a $2500+ balance and my "minimum payment" is something absurd like $22. Do people really think they'll ever get their cards paid off paying the min. payment??!!
I only charged a very small percentage of Christmas stuff this year. And only then because I wanted the chargeback option open to me, as I wasn't familiar with the company. Other than that it was my debit card.
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