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					Originally Posted by Forest  huh?
 show me a bank that will finance u with 5% down in today mortgage climate unless they are financing you for other properties
 
 15% or more is closer to the mark especially with first time buyers
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 There are plenty who will do 5% down, if you have the credit score and income verification to go along with it.
Having a 1st and 2nd mortgage on a new purchase isn't the same as a subprime loan. 
