Anyone here been through bankruptcy before?

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  • Nismo
    Confirmed User
    • May 2002
    • 4977

    #1

    Anyone here been through bankruptcy before?

    My mom is going through it now and is afraid she's going to lose her house. She owes alot for arrearage, more than I can afford right now (otherwise id pay it for her). Anyone know how long it would be after she gets her letter saying they're foreclosing, that they actually foreclose? I've heard anywhere from 2-4 months.

    And, is it possible to rent after going through this?

    Thanks...
    i buy massive xxx dating traffic.
  • AcidMax
    Confirmed User
    • May 2002
    • 1827

    #2
    I went through a bankruptcy years ago, but I didn't deal with a house. I thought they changed the bankruptcy laws though where you have to pay things back. Maybe she can work with them to keep the house?

    Best person to contact is her Bankruptcy attorney, that is what they are there for and what she paid them to do.
    Latest MMA news. http://www.mmawrapup.com

    Comment

    • Deej
      I make pixels work
      • Jun 2005
      • 24386

      #3
      yes talk to an attorney....may determine wether you keep the house or not....look into either filing chapter 11 or chapter 13 bankruptcy.,...its not too fresh in my head right now/.....

      Deej's Designs n' What Not
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      Icq#30096880

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      • Joesho
        want to get in shape
        • Jan 2003
        • 12329

        #4
        I went down for a little over 800K a few yrs back.

        Foreclosure will take at least 4 months and they cant even begin until after the bankruptcy is discharged ( there are some ways they could speed it up , as advised talk to your attorney to protect from that)

        as far as renting, she will need to do that before the forclosure or most places wont do it, or else look in the paper for individual owned places and not apartments or property managers etc....

        usually it will require a bigger deposit. and extra security deposit. but many will still lease/rent to you

        what state are you in ? ( well is she in)
        Got any domains to sell?
        I proudly host all my stuff at www.rackco.com

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        • Nismo
          Confirmed User
          • May 2002
          • 4977

          #5
          She already has a lawyer dealing with this, but we've heard conflicting stories from the lawyer and her real estate agent (who's trying to sell her house).

          btw, this is in Alabama.

          I was just trying to get a little info from someone who maybe has been through this before.

          Thanks for the info, guys.
          i buy massive xxx dating traffic.

          Comment

          • Timon
            Confirmed User
            • Jul 2002
            • 213

            #6
            And you are offering $25,000,000 venture capital already, you bounced back quickly

            Originally posted by Joesho
            I went down for a little over 800K a few yrs back.

            Foreclosure will take at least 4 months and they cant even begin until after the bankruptcy is discharged ( there are some ways they could speed it up , as advised talk to your attorney to protect from that)

            as far as renting, she will need to do that before the forclosure or most places wont do it, or else look in the paper for individual owned places and not apartments or property managers etc....

            usually it will require a bigger deposit. and extra security deposit. but many will still lease/rent to you

            what state are you in ? ( well is she in)

            Comment

            • Timon
              Confirmed User
              • Jul 2002
              • 213

              #7
              If you had $25m to invest, would you let Joesho, who recently filed for bankruptcy, decide who gets it?

              Comment

              • Rolo
                Confirmed User
                • Dec 2002
                • 555

                #8
                Originally posted by Timon
                If you had $25m to invest, would you let Joesho, who recently filed for bankruptcy, decide who gets it?
                But in this thread he says that people should just trust him - no need for legal contracts etc. http://www.gfy.com/showthread.php?t=621539&page=16
                Surfmastering : a philosophy of failure, the creed of ignorance, and the gospel of envy, its inherent virtue is the equal sharing of misery

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                • Timon
                  Confirmed User
                  • Jul 2002
                  • 213

                  #9
                  Rolo, why do banks not loan money to people who have recently filed for bankruptcy?

                  Comment

                  • Rolo
                    Confirmed User
                    • Dec 2002
                    • 555

                    #10
                    Because they are part of an evil conspiracy against bullshitters and posers?
                    Surfmastering : a philosophy of failure, the creed of ignorance, and the gospel of envy, its inherent virtue is the equal sharing of misery

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                    • gooddomains
                      Too lazy to set a custom title
                      • Jul 2003
                      • 10127

                      #11
                      good luck

                      Comment

                      • stickyfingerz
                        Doin fine
                        • Oct 2005
                        • 24984

                        #12
                        Waits for ban hammer to get thrown. Shouldnt take long now..

                        Comment

                        • Timon
                          Confirmed User
                          • Jul 2002
                          • 213

                          #13
                          This message is hidden because stickyfingerzdotnet is on your ignore list.

                          Comment

                          • Rolo
                            Confirmed User
                            • Dec 2002
                            • 555

                            #14
                            Originally posted by stickyfingerzdotnet
                            Waits for ban hammer to get thrown. Shouldnt take long now..
                            Dance, Puppet Dance!
                            Surfmastering : a philosophy of failure, the creed of ignorance, and the gospel of envy, its inherent virtue is the equal sharing of misery

                            Comment

                            • Timon
                              Confirmed User
                              • Jul 2002
                              • 213

                              #15
                              Joesho has sunk pretty low that he needs a gay porn spammer to defend his scams.

                              Comment

                              • stickyfingerz
                                Doin fine
                                • Oct 2005
                                • 24984

                                #16
                                Originally posted by Timon
                                Joesho has sunk pretty low that he needs a gay porn spammer to defend his scams.

                                Yes much better to have a character from the lion king pimpin for ya.

                                What are you 5 picking a cartoon characters name? lol

                                Btw WHAT DO YOU DO?

                                Comment

                                • stickyfingerz
                                  Doin fine
                                  • Oct 2005
                                  • 24984

                                  #17
                                  Originally posted by Rolo
                                  Dance, Puppet Dance!
                                  What do you do?

                                  Comment

                                  • Timon
                                    Confirmed User
                                    • Jul 2002
                                    • 213

                                    #18
                                    Date: Mon, 19 Jun 2006 08:58:18 -0700 (PDT)
                                    From: Joesho [[email protected]]
                                    To: [email protected]
                                    Subject: CONFIDENTIAL PROPOSAL

                                    My name is Mr.Joesho.I work in the credit and accounts department of
                                    Union Bank of NigeriaPlc,Lagos, Nigeria. I write you in respect of a
                                    foreign customer with a Domicilliary account. His name is Engineer Manfred
                                    Becker. He was among those who died in a plane crash here in Nigeria
                                    during the reign of late General Sani Abacha.

                                    Since the demise of this our customer, Engineer Manfred Becker, who was an
                                    oil merchant/contractor, I have kept a close watch of the deposit records
                                    and accounts and since then nobody has come to claim the money in this a/c
                                    as next of kin to the late Engineer. He had only $24mllion in his a/c
                                    and the a/c is coded. It is only an insider that could produce the code or
                                    password of the deposit particulars. As it stands now,there is nobody in
                                    that position to produce the needed information other than my very self
                                    considering my position in the bank.

                                    Based on the reason that nobody has come forward to claim the deposit as
                                    next of kin, I hereby ask for your co operation in using your name as the
                                    next of kin to the deceased to send these funds out to a foreign offshore
                                    bank a/c for mutual sharing between myself and you. At this point I am the
                                    only one with the information because I have removed the deposit file from
                                    the safe.By so doing, what is required is to send an aplication laying
                                    claims of the deposit on your name as next of kin to the late Engineer. I
                                    will need your full name and address telephone/fax number,company or
                                    residential, also your bank name and account,where the money will be
                                    transfer into.

                                    Finally i want you to understand that the request for a foreigner as the
                                    next of kin is occassioned by the fact that the customer was a foreigner
                                    and for that reason alone a local cannot represent as next of kin. When
                                    you contact me, then we shall discuss on how the money will be split
                                    between us and others we shall also speak in details. Kindly send your
                                    reply to my private email address stated below [email protected]

                                    Trusting to hear from you,

                                    I remain Respectfully yours,

                                    Mr Joesho.
                                    [email protected]

                                    Comment

                                    • Timon
                                      Confirmed User
                                      • Jul 2002
                                      • 213

                                      #19
                                      This message is hidden because stickyfingerzdotnet is on your ignore list.

                                      Comment

                                      • Timon
                                        Confirmed User
                                        • Jul 2002
                                        • 213

                                        #20
                                        Is stinkyfinger spamming gay porn again?

                                        Comment

                                        • Rolo
                                          Confirmed User
                                          • Dec 2002
                                          • 555

                                          #21
                                          Originally posted by Timon
                                          Is stinkyfinger spamming gay porn again?
                                          I think he got a crush on you... but do not tell him I told you so!
                                          Surfmastering : a philosophy of failure, the creed of ignorance, and the gospel of envy, its inherent virtue is the equal sharing of misery

                                          Comment

                                          • Timon
                                            Confirmed User
                                            • Jul 2002
                                            • 213

                                            #22
                                            Originally posted by Rolo
                                            I think he got a crush on you... but do not tell him I told you so!
                                            Joesho has a crush on me!!?? Excellent, I'm going to marry him and then divorce him and claim $12,500,000!

                                            Comment

                                            • Rolo
                                              Confirmed User
                                              • Dec 2002
                                              • 555

                                              #23
                                              Originally posted by Timon
                                              Joesho has a crush on me!!?? Excellent, I'm going to marry him and then divorce him and claim $12,500,000!
                                              What will you use all that cash on?
                                              Surfmastering : a philosophy of failure, the creed of ignorance, and the gospel of envy, its inherent virtue is the equal sharing of misery

                                              Comment

                                              • Timon
                                                Confirmed User
                                                • Jul 2002
                                                • 213

                                                #24
                                                Originally posted by Rolo
                                                What will you use all that cash on?
                                                manatee conservation ;)

                                                Comment

                                                • V_RocKs
                                                  Damn Right I Kiss Ass!
                                                  • Nov 2003
                                                  • 32451

                                                  #25
                                                  Guys mom is going through bankruptsy and 3 fags have nothing better to do than try 69 with 3 people... Then debate on what it'd be called...

                                                  Comment

                                                  • scottybuzz
                                                    Too lazy to set a custom title
                                                    • May 2006
                                                    • 14799

                                                    #26
                                                    unlucky for your mum dude.
                                                    $$$$$ MAKE HUGE MONEY IN CAMS - CLICK HERE $$$$$

                                                    Comment

                                                    • Rolo
                                                      Confirmed User
                                                      • Dec 2002
                                                      • 555

                                                      #27
                                                      Originally posted by V_RocKs
                                                      Guys mom is going through bankruptsy and 3 fags have nothing better to do than try 69 with 3 people... Then debate on what it'd be called...
                                                      Do not worry - Nismo is doing better http://www.gofuckyourself.com/showpo...95&postcount=4
                                                      Surfmastering : a philosophy of failure, the creed of ignorance, and the gospel of envy, its inherent virtue is the equal sharing of misery

                                                      Comment

                                                      • Rolo
                                                        Confirmed User
                                                        • Dec 2002
                                                        • 555

                                                        #28
                                                        However Joesho is not http://www.gfy.com/showpost.php?p=10...&postcount=850
                                                        Surfmastering : a philosophy of failure, the creed of ignorance, and the gospel of envy, its inherent virtue is the equal sharing of misery

                                                        Comment

                                                        • GTS Mark
                                                          Vrume Mark
                                                          • Jan 2001
                                                          • 20912

                                                          #29
                                                          Hey Timon, lay off Joesho. We all get what you are trying to say but it's getting annoying and very lame.

                                                          DH

                                                          Comment

                                                          • Rolo
                                                            Confirmed User
                                                            • Dec 2002
                                                            • 555

                                                            #30
                                                            Originally posted by DrinkingHARDEST
                                                            Hey Timon, lay off Joesho. We all get what you are trying to say but it's getting annoying and very lame.

                                                            DH
                                                            DH I respect your opinion... however we have already moved far beyond annoying and very lame - now its a matter of collecting debt.

                                                            Would you let people run away from their bill at gallerytrafficservice.com?

                                                            I´m asking this in the most sincere and objective way possible.
                                                            Surfmastering : a philosophy of failure, the creed of ignorance, and the gospel of envy, its inherent virtue is the equal sharing of misery

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