Visa or MasterCard, is there really a difference?

Collapse
X
 
  • Time
  • Show
Clear All
new posts
  • Quotealex
    Confirmed User
    • Sep 2001
    • 6265

    #1

    Visa or MasterCard, is there really a difference?

    I have yet to go to a place that only accepted one of these two card so I wonder what's the point of carry these two cards when only one would do! And what one offer that the other doesn't?
  • Trax
    [----------------------]
    • Aug 2001
    • 14486

    #2
    good question
    got both though

    Comment

    • imageman
      Confirmed User
      • Jun 2003
      • 1938

      #3
      You are correct most places all over the world take both. But you may find some Mastercards will give you a better interest rate than Visa. And its always good to have back up just in case ?

      Comment

      • Quotealex
        Confirmed User
        • Sep 2001
        • 6265

        #4
        Originally posted by imageman
        But you may find some Mastercards will give you a better interest rate than Visa. And its always good to have back up just in case ?
        True.
        The interest rate on my MasterCard is about 8% vs 15% for Visa.

        Comment

        • Pipecrew
          Master of Gfy.com
          • Feb 2002
          • 14888

          #5
          You guys realize that they are both owned by the same company right?

          Comment

          • Young
            Bland for life
            • Nov 2004
            • 10468

            #6
            coke > pepsi
            ★★★

            Comment

            • DaddyHalbucks
              A freakin' legend!
              • Feb 2004
              • 18975

              #7
              They enforce a monopoly. You can't get one without the other.
              Boner Money

              Comment

              • Jay_StandAhead
                Confirmed User
                • Jul 2002
                • 3103

                #8
                Here in Japan (in my experience in Okinawa) most stores accept 1 of the cards (and half the time they don't accept either, it's still a cash based society), not both. And more ATMs will accept Mastercard

                Our Programs: StandAhead | IndieBucks | BoyCrushCash | Phoenixxx | EmoProfits | BritishBucks | HunkMoney | LatinoBucks
                Make $$$ with Gay! Lowest Minimum Payouts in the Business, Perfect Track Record, Amazing Sites

                Comment

                • Quotealex
                  Confirmed User
                  • Sep 2001
                  • 6265

                  #9
                  Originally posted by Pipecrew
                  You guys realize that they are both owned by the same company right?
                  What do you mean?
                  Each bank only issue one of the two cards.

                  Comment

                  • Drake
                    Hello world!
                    • Mar 2003
                    • 12508

                    #10
                    Are they really owned by the same company?

                    Comment

                    • Pipecrew
                      Master of Gfy.com
                      • Feb 2002
                      • 14888

                      #11
                      Originally posted by Alex from Montreal
                      What do you mean?
                      Each bank only issue one of the two cards.
                      Well you said "I have yet to go to a place that only accepted one of these two card "

                      Because the same Parent Company owns them, i forget the stats but i think 75% of people have a visa and 25% have mastercard, and the more popular banks offer Visa.

                      Comment

                      • xclusive
                        Too lazy to set a custom title
                        • Apr 2004
                        • 35218

                        #12
                        I have a visa and mastercard but there is no real difference

                        I support MediumPimpin.com / Shemp's Outlawtgp.com /


                        Comment

                        • OY
                          Industry Pioneer
                          • Oct 2002
                          • 5401

                          #13
                          Originally posted by Pipecrew
                          You guys realize that they are both owned by the same company right?
                          There you go.

                          Most peeps dont know this.

                          It is also called a MONOPOLY



                          PS. Which is why I love my AMEX and use that whenever I can.
                          Last edited by OY; 11-25-2005, 05:19 PM.
                          Around since 1997, and the company that introduced "Cascading Billing" in MPA3® Affiliate Management and Tracking Software

                          Outsourcing With A Norwegian Twist - NordBits - Inquire within!

                          Comment

                          • Mike Okitch
                            Confirmed User
                            • May 2004
                            • 4126

                            #14
                            Originally posted by Pipecrew
                            You guys realize that they are both owned by the same company right?
                            Administrative Info:
                            Mastercard International
                            Internet Development
                            2200 MasterCard Blvd.
                            O'Fallon, MO 63366
                            US
                            Phone: +1.6367226100

                            Administrative Contact:
                            Visa International Service Association
                            Internet Domain Administrator
                            P.O. Box 8999, MS: M1-12A .
                            San Francisco, CA 94128
                            US
                            Phone: 001-650-4325795

                            Administrative Contact:
                            Pepsi Co, Inc
                            PBSG Net IP Services
                            5600 Headquarters .
                            Plano, TX 75024
                            US
                            Phone: 000-000-0000000

                            Administrative Contact:
                            Administrator, Domain
                            One Coca-Cola Plaza
                            Atlanta, GA 30313
                            US
                            404 676 8774 fax: 404 598 8774

                            Yep...All the same
                            SIG TOO BIG! Maximum 120x60 button and no more than 3 text lines of DEFAULT SIZE and COLOR. Unless your sig is for a GFY top banner sponsor, then you may use a 624x80 instead of a 120x60.

                            Comment

                            • Mike Okitch
                              Confirmed User
                              • May 2004
                              • 4126

                              #15
                              Originally posted by Oystein
                              There you go.

                              Most peeps dont know this.

                              It is also called a MONOPOLY



                              PS. Which is why I love my AMEX and use that whenever I can.
                              MONO=ONE

                              DUO=TWO

                              Visa and MasterCard are a DUOpoly but certainly not a monopoly
                              SIG TOO BIG! Maximum 120x60 button and no more than 3 text lines of DEFAULT SIZE and COLOR. Unless your sig is for a GFY top banner sponsor, then you may use a 624x80 instead of a 120x60.

                              Comment

                              • OY
                                Industry Pioneer
                                • Oct 2002
                                • 5401

                                #16
                                Originally posted by Mike Okitch
                                MONO=ONE

                                DUO=TWO

                                Visa and MasterCard are a DUOpoly but certainly not a monopoly
                                LOL - hey, whats the REAL difference?
                                Around since 1997, and the company that introduced "Cascading Billing" in MPA3® Affiliate Management and Tracking Software

                                Outsourcing With A Norwegian Twist - NordBits - Inquire within!

                                Comment

                                • Mike Okitch
                                  Confirmed User
                                  • May 2004
                                  • 4126

                                  #17
                                  Originally posted by Oystein
                                  LOL - hey, whats the REAL difference?
                                  Yep, they both are credit cards.

                                  Pepsi and Coke are also both colas.

                                  Ford and General Motors are both in the car business.

                                  Creative Labs and Apple offer MP3 players.

                                  But what's the real difference?
                                  SIG TOO BIG! Maximum 120x60 button and no more than 3 text lines of DEFAULT SIZE and COLOR. Unless your sig is for a GFY top banner sponsor, then you may use a 624x80 instead of a 120x60.

                                  Comment

                                  • dinkz
                                    Confirmed User
                                    • Jun 2002
                                    • 534

                                    #18
                                    It's probably an Oligopoly we're talking about

                                    Wikipedia: Oligopoly


                                    ICQ: 267715714

                                    Comment

                                    • Pipecrew
                                      Master of Gfy.com
                                      • Feb 2002
                                      • 14888

                                      #19
                                      Originally posted by Mike Okitch
                                      Administrative Info:
                                      Mastercard International
                                      Internet Development
                                      2200 MasterCard Blvd.
                                      O'Fallon, MO 63366
                                      US
                                      Phone: +1.6367226100

                                      Administrative Contact:
                                      Visa International Service Association
                                      Internet Domain Administrator
                                      P.O. Box 8999, MS: M1-12A .
                                      San Francisco, CA 94128
                                      US
                                      Phone: 001-650-4325795

                                      Administrative Contact:
                                      Pepsi Co, Inc
                                      PBSG Net IP Services
                                      5600 Headquarters .
                                      Plano, TX 75024
                                      US
                                      Phone: 000-000-0000000

                                      Administrative Contact:
                                      Administrator, Domain
                                      One Coca-Cola Plaza
                                      Atlanta, GA 30313
                                      US
                                      404 676 8774 fax: 404 598 8774

                                      Yep...All the same
                                      You are basing your argument that I'm wrong on Whois Info?

                                      Comment

                                      • woj
                                        <&(©¿©)&>
                                        • Jul 2002
                                        • 47880

                                        #20
                                        Originally posted by Mike Okitch
                                        Administrative Info:
                                        Mastercard International
                                        Internet Development
                                        2200 MasterCard Blvd.
                                        O'Fallon, MO 63366
                                        US
                                        Phone: +1.6367226100

                                        Administrative Contact:
                                        Visa International Service Association
                                        Internet Domain Administrator
                                        P.O. Box 8999, MS: M1-12A .
                                        San Francisco, CA 94128
                                        US
                                        Phone: 001-650-4325795

                                        Administrative Contact:
                                        Pepsi Co, Inc
                                        PBSG Net IP Services
                                        5600 Headquarters .
                                        Plano, TX 75024
                                        US
                                        Phone: 000-000-0000000

                                        Administrative Contact:
                                        Administrator, Domain
                                        One Coca-Cola Plaza
                                        Atlanta, GA 30313
                                        US
                                        404 676 8774 fax: 404 598 8774

                                        Yep...All the same
                                        you gotta be kidding...
                                        Custom Software Development, email: woj#at#wojfun#.#com to discuss details or skype: wojl2000 or gchat: wojfun or telegram: wojl2000
                                        Affiliate program tools: Hosted Galleries Manager Banner Manager Video Manager
                                        Wordpress Affiliate Plugin Pic/Movie of the Day Fansign Generator Zip Manager

                                        Comment

                                        • detoxed
                                          vip member
                                          • Jan 2003
                                          • 17798

                                          #21
                                          The difference is marketing. Do you click this banner to get your credit card or reply to which of the 1000 things you get in the mail. What matters more is the bank offering the card.

                                          Comment

                                          • Quotealex
                                            Confirmed User
                                            • Sep 2001
                                            • 6265

                                            #22
                                            Originally posted by detoxed
                                            The difference is marketing. Do you click this banner to get your credit card or reply to which of the 1000 things you get in the mail. What matters more is the bank offering the card.
                                            Actually I was pressured by my banks to get them. They kept harrassing me with phone calls, letters and every time I went to the bank to do business. After 10 years of harrassment, I broke it
                                            Last edited by Quotealex; 11-26-2005, 07:40 AM.

                                            Comment

                                            • Quotealex
                                              Confirmed User
                                              • Sep 2001
                                              • 6265

                                              #23
                                              After 10 years of harrassment, I broke in and accepted their offer.

                                              Comment

                                              • romeoboi
                                                Confirmed User
                                                • Aug 2003
                                                • 343

                                                #24
                                                I thought Mastercard and Visa were seperately owned by a collective of banks & financial institutions...

                                                Cash in on Exclusive ZERO TOLERANCE DVD Downloads!

                                                Comment

                                                • High Quality
                                                  Confirmed User
                                                  • Feb 2002
                                                  • 5741

                                                  #25
                                                  I just love how the world's largest company, Walmart, has told AMEX/MC/VISA to

                                                  GOFUCKYOURSELF

                                                  For all purchases at sams club.

                                                  RecurCash.com - Averaging $38/sale with 60% revshare in the first 4 months alone!

                                                  Convert your TEEN traffic today @ better than 1:500 guaranteed. ICQ me: 18287590!

                                                  Comment

                                                  • Agnosticism
                                                    Confirmed User
                                                    • Dec 2004
                                                    • 100

                                                    #26
                                                    Mastercard companies mostly have hidden rules when it comes to cash advances or anything relating to receiving cash on the receiving end. ie wu, paypal, casino, epassporte, etc. Sometimes fees occur unlike Visa but I am sure it happens. So if you are looking for a more versatile company I would go with Visa rather then Mastercard.

                                                    Comment

                                                    • Quotealex
                                                      Confirmed User
                                                      • Sep 2001
                                                      • 6265

                                                      #27
                                                      Originally posted by romeoboi
                                                      I thought Mastercard and Visa were seperately owned by a collective of banks & financial institutions...
                                                      that is news to me too.

                                                      Comment

                                                      • Validus
                                                        Confirmed User
                                                        • Jul 2001
                                                        • 4012

                                                        #28
                                                        They are not owned by the same company, they are organizations. They work together though? alot? deeply? with passion.

                                                        They only provide the network... the banks own the funds and credit claims.

                                                        Comment

                                                        • pornguy
                                                          Too lazy to set a custom title
                                                          • Mar 2003
                                                          • 62910

                                                          #29
                                                          I have never had Mastercard, Visa approved me first, and after that I never applied for a MC again.
                                                          PornGuy skype me pornguy_epic

                                                          AmateurDough The Hottes Shemales online!
                                                          TChicks.com | Angeles Cid | Mariana Cordoba | MAILERS WELCOME!

                                                          Comment

                                                          • Manowar
                                                            jellyfish  
                                                            • Dec 2003
                                                            • 71528

                                                            #30
                                                            i prefer mastercard

                                                            Comment

                                                            Working...