How much does health insurance cost in the US?

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  • alexg
    IL4L.com
    • Aug 2003
    • 11287

    #1

    How much does health insurance cost in the US?

    I'm really just wondering... I understand that in the US the gov doesn't provide health insurance and people have to get it from private hands (am I correct?)... most people always say that it's a bad thing, so I'm interested to know what price range (per year?) can get you a health insurance that would cover basically most major injuries, surgerys or whatever you would need in case of emergency, because I believe in most countries where the government subsidizes health insurance it still costs a relatively small fee for every citizen.

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  • Sly
    Let's do some business!
    • Sep 2004
    • 31379

    #2
    A single healthy person can get health insurance for as little as $80-150 a month. Lots of factors. I have noticed that many people in the "free insurance" countries seem to also carry additional private insurance, which makes me wonder why they think free insurance is such a great thing. Oh, and don't forget the difference in taxes.
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    • pornguy
      Too lazy to set a custom title
      • Mar 2003
      • 62910

      #3
      If you want good health ins in the us, it will cost a lot more thna 80-150 a month. closer to 500+ a month, unless your job offers ins.
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      • alexg
        IL4L.com
        • Aug 2003
        • 11287

        #4
        Originally posted by pornguy
        If you want good health ins in the us, it will cost a lot more thna 80-150 a month. closer to 500+ a month, unless your job offers ins.
        what's the minimal salary in the US for hired workers? is there such a term in law? does it vary from one state to another?

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        • Young
          Bland for life
          • Nov 2004
          • 10468

          #5
          Boston has a minimum wage of $6.75. So minimal full time salary here would be $13,000.00. After taxes, Social security, medicare you'll probaly retain about 80% of that.

          All jobs that are full time are required by law MA state law to offer some kind of full medical insurance coverage. Which usually amounts to about $60-$100 a month for a single person and $150-300 for a family.

          If you get medical insurance without having a job...COBRA i think its called...you're looking at $400-$500 a month.
          Last edited by Young; 11-06-2005, 12:58 PM.
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          • Sly
            Let's do some business!
            • Sep 2004
            • 31379

            #6
            Originally posted by alexg
            what's the minimal salary in the US for hired workers? is there such a term in law? does it vary from one state to another?
            Its different in every State. I think the federal minimum wage is $5.75 or $6.75, but like I said, every State is different.
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