Originally Posted by PR_Tom

Oh god yes, checks. There is no risk with checks. There is no fee at all for me to use checks. The only drawback of using checks (if you can call it that) is that I have to endorse them and fill out a deposit slip and go to the bank within a month or two or three.

If a program didnt offer checks, I would not join them unless they offered Direct Deposit, or free Wires with no large minimum due.