Yesterday evening it was raining quite a bit here in the Dallas area and I was at this stop light (it was red). Luckily, I was the first car at the light rather than having some one in front of me. Anyway, this woman plowed into the back of my car and never even tried to stop.....she hit me so hard it pushed me into the intersection. She was driving a Saturn and I was driving a Honda Accord. It did nothing to her car but somehow she went up over my back bumper and smashed in my whole trunk and tail lights and dented the bumper a little.
The cops, fire truck, and ambulance all showed up. The paramedics said if I didn't have tingling in my fingers I was fine.....never mind I hurt all over
So they left. The cop would not do a police report even though this woman admitted to him exactly what happened so I was a bit worried that she would turn around and lie to her insurance company. He said it has to be life threatening to do a police report. This is crazy to me but whatever.....
Anyway, the paramedics and police did tell me that I should not head back to my home (25 mins away) but rather find a friend and stay in the immediate area in case I needed to go to the hospital later because that way it would be the same hospital (more than likely) I would have been transported to and they could then arrive on the scene there and follow up.
Well, I had some major pain all night long and took pain killers for it and it didn't help much.
I know I'll be sore but my left arm is killing me and kind of numb down into my wrist. I have dealt with her insurance company today and they tell me I have to pay out of pocket for injuries then MIGHT get reimbursed if they decide they were "accident related". WTF? My insurance company told me to open a PI claim only and they will pay my medical and lost wages and that hers will have to, too....eventually.
I have NEVER been in this situation before where there was an injury involved.....any advice so that I don't get screwed over? Sorry for the lengthy story.....