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As far as Im concerned if you charge your affiliates for processing or payouts you are ripping them off if you are based in the US or under US tax laws. Its all a writeoff for biz expenses - including if you hire someone to do it for you - dont let these aff owners fool you into thinking it costs them a dime. Ive done payroll for my own companies for as long as I can remember (and used to have a company do it for me when I wa too busy) and wrote every cent off including bank fees and mailing costs.
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