I'm a homeowner. I have a small 1-bedroom apartment in a very good area in helsinki. I'm thinking of selling this and buying a nice 4-5 bedroom house 30 minutes outside of the city. Gotta think about it though, as the place I currently live in has doubled it's value the past 7 years...and it will only go up. Last time there was a real-estate 'crash', all other parts of town suffered except this.
I'd hate to get a mortgage to buy the house, that's why I'm considering selling this.. then again, I could easily rent this out for €750 profit per month, which is almost half of a montly mortgage payment.. I just *HATE* loaning money.