Health Insurance what you paying? No Candians please loll

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  • Juicy D. Links
    So Fucking Banned
    • Apr 2001
    • 122992
    #1

    Health Insurance what you paying? No Candians please loll

    No Canadians please loll you get the shit for practically nadda

    I am at $390.38/month BCBS $5 office copay 10/20/30 meds

    Evry Jan they have raised it for 4 years.
    Tags: None
    • xxweekxx
      Confirmed User
      • Oct 2002
      • 6780
      #2
      ya me too horizon BCBS

      $400/mo,
      $30 copay, covers emergencies, sugeries, etc.. anythin..

      50% copay for prescription
      _________________
      I am the best

        Comment

        • Spunky
          I need a beer
          • Jun 2002
          • 133978
          #3
          $160 for 3 months coverage

            Comment

            • StickyGreen
              .
              • Oct 2003
              • 13076
              #4
              lol @ no canadians please...
              Refer Cam Girls and Take Home 10% of Everything They Make For Life

                Comment

                • MikeVega
                  **Porntrepreneur**
                  • Jul 2004
                  • 12788
                  #5
                  i have family plan and i think it's a little over $1200 a month ... open plan $20 copay and $7 scripts ..


                  Mike Vega-ICQ:253868499-AIM:mikeydicevega

                    Comment

                    • Spunky
                      I need a beer
                      • Jun 2002
                      • 133978
                      #6
                      Originally posted by StickyGreen
                      lol @ no canadians please...
                      We can't read when you have to close one eye

                        Comment

                        • StickyGreen
                          .
                          • Oct 2003
                          • 13076
                          #7
                          Originally posted by spunky
                          We can't read when you have to close one eye
                          Refer Cam Girls and Take Home 10% of Everything They Make For Life

                            Comment

                            • Alex
                              So Fucking Banned (YEA!!)
                              • Jun 2004
                              • 10963
                              #8
                              Man i dont want to even talk about this shit.

                              My sister just spent two days in the hospital for what seemd to be appendicitis, they then ran a few tests and told her to go home with out operation. Two days, a few tests and a bill for $15,000.

                              Insurance is expensive but thank god for it.
                              Care about me?
                              Who?
                              Me!
                              Who?

                                Comment

                                • frankfortuna
                                  Confirmed User
                                  • Aug 2002
                                  • 1504
                                  #9
                                  Around $325 for Humana PPO.

                                    Comment

                                    • Juicy D. Links
                                      So Fucking Banned
                                      • Apr 2001
                                      • 122992
                                      #10
                                      Originally posted by Alex
                                      Man i dont want to even talk about this shit.

                                      My sister just spent two days in the hospital for what seemd to be appendicitis, they then ran a few tests and told her to go home with out operation. Two days, a few tests and a bill for $15,000.

                                      Insurance is expensive but thank god for it.

                                      Hospitals really asssrape ya with the costs n shit , but your right thank god for it.

                                        Comment

                                        • Juicy D. Links
                                          So Fucking Banned
                                          • Apr 2001
                                          • 122992
                                          #11
                                          Originally posted by xxweekxx
                                          ya me too horizon BCBS

                                          $400/mo,
                                          $30 copay, covers emergencies, sugeries, etc.. anythin..

                                          50% copay for prescription
                                          What state?

                                            Comment

                                            • tony299
                                              lurker
                                              • Aug 2002
                                              • 57021
                                              #12
                                              Kaiser rock $20/$20/$200 We pay for my wife and I $396 for both of us.

                                                Comment

                                                • StickyGreen
                                                  .
                                                  • Oct 2003
                                                  • 13076
                                                  #13
                                                  when my mom passed away...her final hospital bill was like $300,000...wtf! thank god for blue shield...
                                                  Refer Cam Girls and Take Home 10% of Everything They Make For Life

                                                    Comment

                                                    • Sosa
                                                      In Tushy Land
                                                      • Oct 2002
                                                      • 40149
                                                      #14
                                                      just got my quarterly bill from blue cross / blue shield of nebraska. Was like $211 I think.

                                                        Comment

                                                        • FreeHugeMovies
                                                          Too lazy to set a custom title
                                                          • Dec 2001
                                                          • 14142
                                                          #15
                                                          Check with your accountant. Bush signed some kind of plan last year where you can put 2,000 into a tax free trust fund and then get some type of health insurance from which is less than 150 a month. If you ever have to pay out of pocket it comes from the 2,000 you put into that fun.

                                                          Ask your accountant I'm a bout to set mine up

                                                            Comment

                                                            • FreeHugeMovies
                                                              Too lazy to set a custom title
                                                              • Dec 2001
                                                              • 14142
                                                              #16
                                                              Also

                                                              http://www.nase.org/

                                                                Comment

                                                                • Biggy
                                                                  Confirmed User
                                                                  • Jul 2001
                                                                  • 1595
                                                                  #17
                                                                  $400/month roughly and i am on the cheapest plan supposively in NJ.

                                                                  I also am pretty healthy and young.

                                                                    Comment

                                                                    • phonesex
                                                                      Confirmed User
                                                                      • Mar 2005
                                                                      • 3437
                                                                      #18
                                                                      195 a month for me and 165 a month for my kid. So around $360 a month for Kaiser here in Los Angeles. Co-pay changes every year so I can't remember it anymore.

                                                                        Comment

                                                                        • Snake Doctor
                                                                          I'm Lenny2 Bitch
                                                                          • Mar 2001
                                                                          • 13449
                                                                          #19
                                                                          While we're on the subject of health insurance....those of you that have individual policies......are they allowed to drop you or single you out for a rate increase?

                                                                          For instance I buy a policy and the rate is good for a year....then in month 11 I get diagnosed with leukemia or some shit like that. When my policy comes up for renewal are they allowed to drop me or just raise my premium to like 3K a month or something??

                                                                          I know when you're in a group plan through an employer you're covered in those situations, but I don't know what the rules are for individuals.

                                                                          sig too big

                                                                            Comment

                                                                            • V_RocKs
                                                                              Damn Right I Kiss Ass!
                                                                              • Nov 2003
                                                                              • 32467
                                                                              #20
                                                                              I currently use the NASE shit and it sucks fucking goat balls...

                                                                              $160 which sounds good but the copay is like $100 for nothing and $1000 for anything major. Add an additional 20% for just about anything to that too...

                                                                              So if you go to the hospital on this shit and have a $10,000 bill you would owe $2000 + $1000 deductable for $3000...

                                                                              It is basically making me wonder... WHAT THE FUCK DO I HAVE INSURANCE FOR?

                                                                              Going to have to find something better than this shit.

                                                                                Comment

                                                                                • Due
                                                                                  Confirmed User
                                                                                  • Mar 2001
                                                                                  • 3620
                                                                                  #21
                                                                                  Originally posted by Juicy D. Links
                                                                                  No Canadians please loll you get the shit for practically nadda

                                                                                  I am at $390.38/month BCBS $5 office copay 10/20/30 meds

                                                                                  Evry Jan they have raised it for 4 years.
                                                                                  Good deal you got ther
                                                                                  Here in Denmark we pay $0.00, might sound cheap but you need to add a extra 25% in VAT to that amount
                                                                                  I buy plugs
                                                                                  Skype: Due_Global
                                                                                  /Due

                                                                                    Comment

                                                                                    • BoNgHiTtA
                                                                                      Confirmed User
                                                                                      • May 2003
                                                                                      • 2176
                                                                                      #22
                                                                                      I actually use my wifes plan with her work, and I don't offer any plans to my employees. I know it sucks, but health insurance is a nightmare I don't want to get into.

                                                                                      I just make up for it by paying a little more to them.

                                                                                      Wanna see how Adult Site Traffic Scammed me? Click Here:

                                                                                        Comment

                                                                                        • Ace-wtf
                                                                                          Confirmed User
                                                                                          • Jun 2005
                                                                                          • 2983
                                                                                          #23
                                                                                          you guys need some new laws
                                                                                          bad lol

                                                                                          Don't miss out on the new HYPE!!!
                                                                                          icq: 226370630

                                                                                            Comment

                                                                                            • BIGTYMER
                                                                                              Junior Achiever
                                                                                              • Nov 2004
                                                                                              • 17066
                                                                                              #24
                                                                                              More then I'd like to be paying...

                                                                                                Comment

                                                                                                • Peaches
                                                                                                  Old broad
                                                                                                  • Oct 2002
                                                                                                  • 13933
                                                                                                  #25
                                                                                                  BCBS, $333 a month, $500 deductible, $20 office visits, $25 prescrips. That's a whole lot less than I'd be paying in extra income taxes if I lived in Canada ;)

                                                                                                  Lenny2 - in GA you cannot be dropped (UNLESS you go either 30 or 60 days w/o paying) or your rates raised higher than others in your age group. That's great if you're sick, but not so great if you're not and everyone pays the same amount.

                                                                                                    Comment

                                                                                                    • pubenemy
                                                                                                      Confirmed User
                                                                                                      • May 2004
                                                                                                      • 990
                                                                                                      #26
                                                                                                      BCBS of FL $250/month for family plan.
                                                                                                      ICQ: 22-920-445 Aim: OGpubenemy

                                                                                                        Comment

                                                                                                        • beckie
                                                                                                          Confirmed User
                                                                                                          • Dec 2004
                                                                                                          • 405
                                                                                                          #27
                                                                                                          $156/month for just me - PPO/Michigan - $1000 deductible, $0 out of pocket, 100% convered, $30 copay, 50% prescriptions or $30 for mail order through AMS. www.eams.com

                                                                                                          Sun Designs xxx
                                                                                                          icq - 16100431

                                                                                                            Comment

                                                                                                            • Snake Doctor
                                                                                                              I'm Lenny2 Bitch
                                                                                                              • Mar 2001
                                                                                                              • 13449
                                                                                                              #28
                                                                                                              Originally posted by Peaches
                                                                                                              BCBS, $333 a month, $500 deductible, $20 office visits, $25 prescrips. That's a whole lot less than I'd be paying in extra income taxes if I lived in Canada ;)

                                                                                                              Lenny2 - in GA you cannot be dropped (UNLESS you go either 30 or 60 days w/o paying) or your rates raised higher than others in your age group. That's great if you're sick, but not so great if you're not and everyone pays the same amount.
                                                                                                              Thanks for the info.
                                                                                                              sig too big

                                                                                                                Comment

                                                                                                                • gregtx
                                                                                                                  Confirmed User
                                                                                                                  • Jan 2002
                                                                                                                  • 1929
                                                                                                                  #29
                                                                                                                  find a "good" health insurance guy in your area.. if he is good.. he will get you on a plan that will benefit you more... never overpay.. if you are paying $390/month . that is $4680/yr... plus copays and prescriptions!!!. if you go for a physical once a yr.. thats an expensive physical.. . I would think that you are a young healthy buck.. so a high deductible with a discount plan and a Health savings account would suit you well.. plus its a tax savings vehicle.. as well ;)
                                                                                                                  Processing Partners http://www.processingpartners.com

                                                                                                                    Comment

                                                                                                                    • Juicy D. Links
                                                                                                                      So Fucking Banned
                                                                                                                      • Apr 2001
                                                                                                                      • 122992
                                                                                                                      #30
                                                                                                                      Originally posted by Lenny2
                                                                                                                      While we're on the subject of health insurance....those of you that have individual policies......are they allowed to drop you or single you out for a rate increase?

                                                                                                                      For instance I buy a policy and the rate is good for a year....then in month 11 I get diagnosed with leukemia or some shit like that. When my policy comes up for renewal are they allowed to drop me or just raise my premium to like 3K a month or something??

                                                                                                                      I know when you're in a group plan through an employer you're covered in those situations, but I don't know what the rules are for individuals.

                                                                                                                      I have a group plan under my business they jacked rates up 4 yrs in arow.

                                                                                                                        Comment

                                                                                                                        • Snake Doctor
                                                                                                                          I'm Lenny2 Bitch
                                                                                                                          • Mar 2001
                                                                                                                          • 13449
                                                                                                                          #31
                                                                                                                          Originally posted by gregtx
                                                                                                                          find a "good" health insurance guy in your area.. if he is good.. he will get you on a plan that will benefit you more... never overpay.. if you are paying $390/month . that is $4680/yr... plus copays and prescriptions!!!. if you go for a physical once a yr.. thats an expensive physical.. . I would think that you are a young healthy buck.. so a high deductible with a discount plan and a Health savings account would suit you well.. plus its a tax savings vehicle.. as well ;)
                                                                                                                          I was just reading up on those. You get to take a deduction on the amount you put in the health savings account, but then you can't write off the monthly premiums on the policy.
                                                                                                                          That's pretty fucked up.

                                                                                                                          At least with the more expensive policy you get to deduct all of the premiums.
                                                                                                                          I'll have to crunch some numbers to see which is best overall.
                                                                                                                          sig too big

                                                                                                                            Comment

                                                                                                                            • Snake Doctor
                                                                                                                              I'm Lenny2 Bitch
                                                                                                                              • Mar 2001
                                                                                                                              • 13449
                                                                                                                              #32
                                                                                                                              Originally posted by Juicy D. Links
                                                                                                                              I have a group plan under my business they jacked rates up 4 yrs in arow.
                                                                                                                              Right but they didn't raise your rates anymore than they raised everyone else's rates.

                                                                                                                              I'm talking about an individual policy that you buy when you're healthy, and then when you get sick they jack the rate up so high that you can't afford it.

                                                                                                                              That's something you don't have to worry about if you're insured through your employer. In that case you always pay the same amount that all the other employees pay.
                                                                                                                              sig too big

                                                                                                                                Comment

                                                                                                                                • Trixie Racer
                                                                                                                                  Confirmed User
                                                                                                                                  • Aug 2003
                                                                                                                                  • 2328
                                                                                                                                  #33
                                                                                                                                  $300/month, $5 office visits, $5/$10 prescriptions.

                                                                                                                                  (no deductible)
                                                                                                                                  Make a Red Cross Donation!

                                                                                                                                    Comment

                                                                                                                                    • FreakinWebmaster
                                                                                                                                      Confirmed User
                                                                                                                                      • Jan 2003
                                                                                                                                      • 935
                                                                                                                                      #34
                                                                                                                                      $62.50 a month PPO with Humana

                                                                                                                                      $20 CO PAY
                                                                                                                                      In network only

                                                                                                                                      Its all about age and if you smoke or not.
                                                                                                                                      I have not gone to the doctors office in 3 years, should make use of this insurance...

                                                                                                                                        Comment

                                                                                                                                        • Monique Niccole
                                                                                                                                          Confirmed User
                                                                                                                                          • Nov 2002
                                                                                                                                          • 5653
                                                                                                                                          #35
                                                                                                                                          Originally posted by FreakinWebmaster
                                                                                                                                          $62.50 a month PPO with Humana

                                                                                                                                          $20 CO PAY
                                                                                                                                          In network only

                                                                                                                                          Its all about age and if you smoke or not.
                                                                                                                                          I have not gone to the doctors office in 3 years, should make use of this insurance...
                                                                                                                                          That's a nice rate. I need to grow the fuck up and get some insurance. I'm a total klutz and the only time I actually need a doctor is when I fall and damn near break my ankle or like this past Sunday when I broke a window and sliced open my wrist. Every time, I refuse to go to the ER and end up self-medicating myself for a week.

                                                                                                                                            Comment

                                                                                                                                            • KMR Stitch
                                                                                                                                              I am cool
                                                                                                                                              • Jul 2003
                                                                                                                                              • 14494
                                                                                                                                              #36
                                                                                                                                              I pay 130 a month + 10 for dental for me and my son.

                                                                                                                                              2000 deduct 25.00 copays. 50 emergency visits. But I got it for worst case senero

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                                                                                                                                                • junction
                                                                                                                                                  Confirmed User
                                                                                                                                                  • Dec 2002
                                                                                                                                                  • 2411
                                                                                                                                                  #37
                                                                                                                                                  I've got Blue Cross / Blue Shield.

                                                                                                                                                  $480 month for me, my wife, and the kid.

                                                                                                                                                  $20 office visits, $15/$30 prescriptions, $50 for an ER visit, and $500 for hospitalization.

                                                                                                                                                    Comment

                                                                                                                                                    • Webby
                                                                                                                                                      Too lazy to set a custom title
                                                                                                                                                      • Oct 2002
                                                                                                                                                      • 14956
                                                                                                                                                      #38
                                                                                                                                                      I'm getting speechless reading this...

                                                                                                                                                      OK.. Two examples, neither of which apply to the US (OK you only excluded Canadians Juicy!)....

                                                                                                                                                      Total healthcare in Costa Rica - it's on par with the US healthcare in ranking (tho not in cost!) costs $240/year for a family of four and includes *all* medical treatment, dental, scripts and maternity blah. One friend from the US moved here with his wife and two children and ended up in hospital - he is still stunned at the standard of care he got for next to nothing. He was used to the ripoff.

                                                                                                                                                      Another example is air ambulance service from a Caribbean island to any country ya want for urgent treatment costs $850 per person/year. BUT.. If you elect to land in the US for this treatment, the rate goes up to.. think it's around $3K/year, but can't be sure, - I skipped that kind offer. It's cheaper to fly to Europe, Canada or, hell anywhere.
                                                                                                                                                      XXX TLD's - Another mosquito to swat.

                                                                                                                                                        Comment

                                                                                                                                                        • KMR Stitch
                                                                                                                                                          I am cool
                                                                                                                                                          • Jul 2003
                                                                                                                                                          • 14494
                                                                                                                                                          #39
                                                                                                                                                          ACH HOLD BC/BS OF FLORIDABC/BS PREM ON 09/23 [Learn more] $130.00

                                                                                                                                                            Comment

                                                                                                                                                            • Babagirls
                                                                                                                                                              Text Writer
                                                                                                                                                              • Feb 2001
                                                                                                                                                              • 18812
                                                                                                                                                              #40
                                                                                                                                                              i dont have health insurance. i rarely get sick, and i never go anywhere so the odds of me getting injured are slim to none. now, once me & the boyfriend get married, I'll be fully covered..he works for Pepsi Co. and he is 100% covered from head to toe, and the benefits will extend to me once im the Mrs.

                                                                                                                                                              if i need to go to the hospital, i just pay cash upfront.
                                                                                                                                                              Last edited by Babagirls; 09-23-2005, 09:25 PM.




                                                                                                                                                              Need a Text Writer?
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                                                                                                                                                                • Juicy D. Links
                                                                                                                                                                  So Fucking Banned
                                                                                                                                                                  • Apr 2001
                                                                                                                                                                  • 122992
                                                                                                                                                                  #41
                                                                                                                                                                  Originally posted by Lenny2
                                                                                                                                                                  Right but they didn't raise your rates anymore than they raised everyone else's rates.

                                                                                                                                                                  I'm talking about an individual policy that you buy when you're healthy, and then when you get sick they jack the rate up so high that you can't afford it.

                                                                                                                                                                  That's something you don't have to worry about if you're insured through your employer. In that case you always pay the same amount that all the other employees pay.
                                                                                                                                                                  I have 3 people under the plan. All the rates went up. Mine was the most though . My dads and younger brother not 2 much.

                                                                                                                                                                    Comment

                                                                                                                                                                    • Juicy D. Links
                                                                                                                                                                      So Fucking Banned
                                                                                                                                                                      • Apr 2001
                                                                                                                                                                      • 122992
                                                                                                                                                                      #42
                                                                                                                                                                      tbh the cost aint so bad

                                                                                                                                                                      120 pills of xanax retail for like 300 or so ? plus snrink and doctor visits so its all good.

                                                                                                                                                                        Comment

                                                                                                                                                                        • Kiwigirl
                                                                                                                                                                          Confirmed User
                                                                                                                                                                          • Mar 2005
                                                                                                                                                                          • 2556
                                                                                                                                                                          #43
                                                                                                                                                                          Paying $370 a mth for 2. It's BCBS with $15 copay for doc's with $300 deductible.
                                                                                                                                                                          All in all, insurance in this country is WAY to expensive!
                                                                                                                                                                          Auto insurance is pretty bad here too. We got 3 cars. 2 mustangs and 1
                                                                                                                                                                          jeep. Coverage for them all is $340 a mth. In New Zealand full coverage for car
                                                                                                                                                                          is $30 a mth and covers any driver over the age of 25 driving the car.
                                                                                                                                                                          Anyway, what can ya do? If you had no coverage you'd probably be sick all the
                                                                                                                                                                          time. LOL It would be just my luck! LOL

                                                                                                                                                                          KIWISOURCING
                                                                                                                                                                          OUTSOURCING WITH A TWIST!

                                                                                                                                                                            Comment

                                                                                                                                                                            • Biggy
                                                                                                                                                                              Confirmed User
                                                                                                                                                                              • Jul 2001
                                                                                                                                                                              • 1595
                                                                                                                                                                              #44
                                                                                                                                                                              Originally posted by xxweekxx
                                                                                                                                                                              ya me too horizon BCBS

                                                                                                                                                                              $400/mo,
                                                                                                                                                                              $30 copay, covers emergencies, sugeries, etc.. anythin..

                                                                                                                                                                              50% copay for prescription
                                                                                                                                                                              good choice - i have the exact same plan.

                                                                                                                                                                                Comment

                                                                                                                                                                                • steffie
                                                                                                                                                                                  Confirmed User
                                                                                                                                                                                  • May 2002
                                                                                                                                                                                  • 2422
                                                                                                                                                                                  #45
                                                                                                                                                                                  400 month for family coverages, includes Dental and my Glasses. 50 CoPay, 0 Copay for Emergencies, 15 Copay for doctor/50 for Dental and Eyes

                                                                                                                                                                                  hooray
                                                                                                                                                                                  Partying since '96 and not going anywhere Anna's Dorm

                                                                                                                                                                                    Comment

                                                                                                                                                                                    • Rob
                                                                                                                                                                                      I'm a great bowler.
                                                                                                                                                                                      • Nov 2003
                                                                                                                                                                                      • 13310
                                                                                                                                                                                      #46
                                                                                                                                                                                      I pay medical for all of my employees...do you really want to know? It's not a pretty number.

                                                                                                                                                                                        Comment

                                                                                                                                                                                        • etech
                                                                                                                                                                                          Confirmed User
                                                                                                                                                                                          • Feb 2004
                                                                                                                                                                                          • 1148
                                                                                                                                                                                          #47
                                                                                                                                                                                          Im a Dane, i dont pay anything

                                                                                                                                                                                            Comment

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