Quote:
Originally Posted by SleazyDream
i was in shock when i checked my credit the other month - I was sure i'd have a higher rating. i checked my file and it goes back 7 years with equifaxand not one late payment on anything and tons of things paid off in it's history for $10s of thousands of dollars.
like i said - got a $1000+ car lease no problem the other day and my bank talks to me regurally and has told me I can have piles more money if i want it so I guess it's really not an issue to me. Just shocking to see it soo low is all.  |
FICO doesn't care about how much you make, how big your balances are or how much your car lease it. Someone making a million a year or $50k a year can get in over their heads in debt just as easily. Like the saying goes, "I don't care if we were just going to McDonald's for dinner -- you were 30 minutes late!"