Quote:
Originally Posted by SleazyDream
then so long as I like collecting airmiles i'll always have a low score then 
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Nope brother.
If you read up on it, you can use your cards all you like. You will just have the fluxuating score. However, according to everything I had researched, it said as long as you stay below the 20% on average you will minimize your risk.
It's when you get over 50% and close to max that it becomes an issue and your score drops up to 80 points.