My homeowners insurance dropped flood coverage about 2 weeks ago

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  • xNetworx
    So Fucking What
    • Jan 2004
    • 14445

    #1

    My homeowners insurance dropped flood coverage about 2 weeks ago

    Got a notice in the mail . They must have had experts tell them Katrina was going to fuck things up. Probably saved the insurance company millions if not billions. I'd be pissed if I lived in NO!
  • machinegunkelly
    Confirmed User
    • Jun 2003
    • 3304

    #2
    can they just "drop" insurance cause they know they are gonna have to pay for shit ?
    Doesn't seem legal .
    dead.

    Comment

    • xNetworx
      So Fucking What
      • Jan 2004
      • 14445

      #3
      Originally posted by machinegunkelly
      can they just "drop" insurance cause they know they are gonna have to pay for shit ?
      Doesn't seem legal .
      Since I live in Arizona, I didn't really care. However, if I still lived in Chicago, I would have investigated this "notice"

      Comment

      • woj
        <&(©¿©)&>
        • Jul 2002
        • 47880

        #4
        post this in that conspiracy theory thread... I'm sure many gfyers will see this as proof that Katrina was man made...
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        • ER!C L!VE
          Confirmed User
          • Feb 2005
          • 724

          #5
          I've been an insurance agent for 8 years. If you would like me to explain your situation to you, then give me a call.

          Eric
          602-410-5391
          www.BackroomCastingCouch.com
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          Comment

          • tony299
            lurker
            • Aug 2002
            • 57021

            #6
            I see that happening to alot of people

            Comment

            • emthree
              Dialer Kingpin
              • Jun 2003
              • 10816

              #7
              Originally posted by ER!C L!VE
              I've been an insurance agent for 8 years. If you would like me to explain your situation to you, then give me a call.

              Eric
              602-410-5391
              Be a sport, and just explain it to us right here?

              • Sell Patches & Pills •

              Comment

              • 2257-Ben
                Confirmed User
                • Jun 2005
                • 633

                #8
                You can easily have flash floods in AZ... You'd better get your ass covered if you are living anywhere near an arroyo or the salt river.
                2257-Ben
                www.2257ware.com
                The BEST, most compliant 2257 record-keeping software available. Period.

                Comment

                • MaDalton
                  I am Amazing Content!
                  • Feb 2004
                  • 39861

                  #9
                  don't know how it is in your country - but over here a contract is a contract. they can't change the terms from one day to the other...
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                  Comment

                  • blazin
                    Confirmed User
                    • Aug 2002
                    • 2781

                    #10
                    Originally posted by MaDalton
                    don't know how it is in your country - but over here a contract is a contract. they can't change the terms from one day to the other...
                    Yes they can... if it's in the contract
                    I don't endorse a god damn thing......

                    Comment

                    • xclusive
                      Too lazy to set a custom title
                      • Apr 2004
                      • 35218

                      #11
                      read the contract see if you can get it back

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                      Comment

                      • JFK
                        FUBAR the ORIGINATOR
                        • Jan 2002
                        • 67369

                        #12
                        Originally posted by ER!C L!VE
                        I've been an insurance agent for 8 years. If you would like me to explain your situation to you, then give me a call.

                        Eric
                        602-410-5391
                        They got FUCKED............Plain and Simple.........

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                        Comment

                        • Basic_man
                          Programming King Pin
                          • Oct 2003
                          • 27360

                          #13
                          Originally posted by machinegunkelly
                          can they just "drop" insurance cause they know they are gonna have to pay for shit ?
                          Doesn't seem legal .
                          Yeah, that looks pretty illegal to me ! :S
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                          Comment

                          • GatorB
                            The Demon & 12clicks
                            • Oct 2001
                            • 18208

                            #14
                            Since when has home owners insurance ever included FLOODS? I'm pretty sure you have to get it from the government.

                            http://www.floodsmart.gov/floodsmart/pages/index.jsp

                            Comment

                            • Pete-KT
                              Workin With The Devil
                              • Oct 2004
                              • 51532

                              #15
                              Its not illegal for them to change the contract it says right in the contract that if they have to change it you have a right to cancel without penalty.

                              Comment

                              • Peaches
                                Old broad
                                • Oct 2002
                                • 13933

                                #16
                                I thought flood insurance was through FEMA?

                                Comment

                                • EroticySteve
                                  Confirmed User
                                  • Mar 2005
                                  • 4365

                                  #17
                                  If I lived two blocks further west I'd need to have mandatory separate wind and flood insurance.
                                  You deserve to make more money. I'll help you do that.
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                                  Comment

                                  • tranza
                                    ICQ: 197-556-237
                                    • Jun 2003
                                    • 57559

                                    #18
                                    Originally posted by MaDalton
                                    don't know how it is in your country - but over here a contract is a contract. they can't change the terms from one day to the other...
                                    exactly, it's like here also...anyway, it doesn't seem to be legal...at least for me
                                    I'm just a newbie.

                                    Comment

                                    • CherryLipsRosa
                                      Confirmed User
                                      • Mar 2004
                                      • 3603

                                      #19
                                      Usually they charge more for it as a separate insurance.
                                      Rosalia M.
                                      ICQ.12150439
                                      Skype. cherrylipsrosa

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