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I don't give any money to any charities unless they are for animals or kids. Adults can (or should) fend for themselves. The poor in America are lazy and unwilling to take advantage of the opportunities that are available to them, regardless of their condition. Many people that I have talked with that work with the homeless will confirm this. If nothing else, it is the easy out and a great excuse for not trying.
As a counterpoint to it, look at the people in other countries that work all day long picking trash to sell as scrap, or making jewelry to sell on the street. In India some banks give micro loans to the poor to finance small startups. Try that here and you would have a massive failure rate. There, almost all of the loans are repaid.
I have virtually no pity for the people on the street. This is (or should be) the land of opportunity, not the land of handouts.
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